Royalty Free Articles by Category
Insurance Articles

21. 

Year-end Health Savings Account Tax Strategies
 
2007 is just around the corner, and there are several issues to consider if you currently have a Health Savings Account (HSA), or are planning on getting one in the near future.

100% of the deposit you place in your HSA is deductible on...

• Date Added: 11/24/2006
• Views: 314

22. 

Insurance policies work by taking premiums from customers in exchange for baring the risk of certain costly events occurring. For example, if there is one fire in your town each month, everyone could just sit tight and hope their house doesn't burn down next, or everyone could pitch in and pay an...

• Date Added: 11/25/2005
• Views: 308

23. 

The law requires liability insurance for all drivers and vehicles. This means that if you are involved in a serious accident, and it turns out that it was your fault, your insurance company will pay out any claims that are made against you. Extra coverage on your own vehicle, called comprehensive...

• Date Added: 12/7/2005
• Views: 305

24. 

David Morse & Associates is committed to combating insurance fraud, which ultimately helps consumers by keeping insurance premiums in check. "The premise of insurance is pooled risk, but when the bad guys bilk insurance companies, honest people suffer through higher premiums," says Tom Reitze,...

• Date Added: 8/10/2006
• Views: 305

25. 

Paying too much for your auto insurance? By taking a few minutes to get some free price quotes you may be amazed at the savings you will receive. Prices from company to company can vary greatly which means it pays to shop around for the cheap auto insurance you are wanting.

Whether you...

• Date Added: 4/6/2006
• Views: 303

26. 

If you want to get a good deal on your medical insurance, there are a couple of things you should consider doing. Some of them are optional and some of them are absolutely vital and cannot be passed by.

The first is to shop around. You really cannot get a good deal on medical insurance...

• Date Added: 1/26/2006
• Views: 299

27. 

Long ago when someone suffered from a critical illness, his chance to survive could be slight. Nowadays, the advances in medical technology have made it possible for critical illnesses to be detected and treated earlier. As a matter of fact, survival rates have considerably increased. According to...

• Date Added: 8/23/2007
• Views: 299

28. 

"Most consumers don't realize that 25 percent of their insurance premiums are ultimately used to pay fraudulent claims," says Tom Reitze, President of David Morse & Associates (www.davidmorse.com), providers of third-party administrator services, field adjusting services, specialty claims...

• Date Added: 8/4/2006
• Views: 297

29. 

In US, People have to spend lots of money on their auto insurance quote. The insurance companies are pricing hundreds of dollar every year for auto insurance coverage. After spending so much of money everyone would like to cut down this expenditure. There are many factors affecting the car...

• Date Added: 7/31/2006
• Views: 293

30. 

Most people are aware of how life insurance works and what are the events and dangers that it is designed to protect against. They may also have family commitments and people who they provide for and know that some sort of life insurance would protect their family financially, if something were to...

• Date Added: 1/26/2006
• Views: 277

31. 

• Date Added: 1/25/2006
• Views: 276

32. 

No one likes paying for home insurance, but it's a necessary evil for most of us. This doesn't mean you have to pay through the nose for it though - try these 8 easy tips for cheaper home insurance and see how much you could reduce your premiums by.

- Shop Around
By comparing prices from...

• Date Added: 6/29/2006
• Views: 274

33. 

When you are in your late teens and twenties, possibly up to the age of forty, it's hard for people to understand why they need health insurance. For some people, it may be less expensive to pay full price when going to the doctor then pay the monthly fee associated with health insurance. These...

• Date Added: 1/30/2006
• Views: 270

34. 

Insurance involves transferring a risk that you bare, onto an insurance company, so that you no longer have to worry about the event occurring. While you pay a fee, or premium for this, what you get in return is peace of mind. So what is the risk that you are transferring with life insurance?...

• Date Added: 1/25/2006
• Views: 266

35. 

According to a recent survey done in May 2006, it has been revealed that in the highly cutthroat competitive world of auto insurance industry, an approximate of 1500 prospects are visiting daily on the web for an auto insurance quote. Auto insurance is fast becoming a booming business trade while...

• Date Added: 8/7/2006
• Views: 250

36. 

Discussing the need for life insurance is never a pleasant topic, and certainly combined with talk of mortgage payments, it can be downright distasteful.  But it is your responsibility as the principle breadwinner in your home to consider what might happen if you or your spouse were to perish. ...

• Date Added: 2/7/2006
• Views: 245

37. 

With life insurance, the insured is transferring the risk of death on to the insurer. It is not always the case that the insured is insuring their own life. Therefore there are three parties in a life insurance contract, the insurer, the insured person, and the owner of the policy. The other...

• Date Added: 1/25/2006
• Views: 230

38. 

Quite a few people may find themselves in this situation�

They had the foresight to buy a long term care policy 5-10 years ago. My first comment is: good for them. When you sit down and take a look at the premium for long term care at various ages, you quickly see that the younger you buy...

• Date Added: 2/9/2007
• Views: 226

39. 

Meet Your Insurance Needs with The Answer Plan!

Here at The Answer Plan, we're committed to helping you find health, home, auto and life insurance that fits your needs--and your budget. We've also partnered with InsureMe to put you in the driver's seat, allowing you to compare up to five...

• Date Added: 5/28/2008
• Views: 123

40. 

As a nation of pet lovers, many of us spend considerable amounts of both time and money providing our companions with the necessities of life and in most cases, lots of luxuries too. From gourmet pet food to comfortable sleeping quarters, stimulating toys to the best in flea protection and...

• Date Added: 5/28/2008
• Views: 113