Royalty Free Articles by Category
Insurance Articles

1. 

Auto insurance can be confusing and mind boggling sometimes and it's hard to determine exactly why some individuals are receiving rates which are lower than others. There are many factors which contribute to the rate of auto insurance, some you have control over and others you don't.

Below...

• Date Added: 5/3/2006
• Views: 692

2. 

If you are graduating from high school or college, congratulations! Graduation is an accomplishment that you will have for the rest of your life. One thing that is certain about this time of your life is that your life will change from this moment forward.

One typical change for our...

• Date Added: 3/8/2006
• Views: 559

3. 

Finding the vehicle of your dreams is just one part of the equation because after you buy it you will be required to insure it. So, when considering a vehicle you also need to consider insurance providers in order to end up with the best car insurance at the best price. There are literally...

• Date Added: 4/7/2006
• Views: 533

4. 

Owning and purchasing a vehicle is one of the most expensive investments that a person could spend on in his or her lifetime. That is why most owners opt to spend on car insurance so as to alleviate any further costs in cases of loss or damage of the vehicle.

Vehicle insurance is also...

• Date Added: 4/24/2006
• Views: 492

5. 

Health insurance is increasingly important. With the rate at which medical expenses have continued to rise over previous years, and the reductions in government funded health care programs, being without health insurance is less an option today than ever. Many young people have never had to think...

• Date Added: 12/22/2005
• Views: 486

6. 

If you are between jobs and you are considering not paying for COBRA health insurance benefits, you may need to look at alternative interim insurance coverage. COBRA is the law that allows employees to keep their health insurance coverage for 18 months once they leave their job by paying...

• Date Added: 3/17/2006
• Views: 485

7. 

Term life insurance is by far the simplest form of life insurance. Term life insurance is simply that, insurance for a term or specific period of time. It pays a benefit only if you die in the designated period of time. On the downside, it pays nothing if the policy expires before you die. It...

• Date Added: 5/3/2006
• Views: 480

8. 

One way to save money on your credit card bill is to not take the payment protection insurance, this is a waste of money and the only one who will benefit from this is the credit card company.

Some people don't realise that they are actually paying the payment protection insurance it can be...

• Date Added: 1/19/2006
• Views: 475

9. 

There are many vendors who would try and convince you that going abroad without traveler's insurance is downright foolish. However, most people going on vacation have already invested enough in their travel costs that they generally overlook extra costs they consider frivolous, at best. And there...

• Date Added: 2/1/2006
• Views: 473

10. 

Choosing a life insurance plan is difficult; it takes a lot of time and research in order to ensure that all aspects are thoroughly examined before making a final decision. There are basically two forms of life insurance to choose from: term life insurance and permanent life insurance....

• Date Added: 5/3/2006
• Views: 470

11. 

Almost all of us will have taken out some sort of insurance. Whether it be car insurance, home insurance, health insurance or travel insurance to name just a few, we will all have paid over considerable sums of money to an insurance company in exchange for the peace of mind that comes with knowing...

• Date Added: 1/27/2006
• Views: 460

12. 

If you are between jobs or are awaiting another health insurance policy to come into effect you may find that you have a gap in your health insurance coverage. This period is a high risk as you are effectively uninsured when it comes to health insurance. So what are you to do in this interim...

• Date Added: 12/21/2005
• Views: 457

13. 

When you choose to travel, you take the risk of lost luggage, flight cancellations, reservation cancellations, theft and many other situations which may cause anxiety. Planning a vacation is stressful enough without having to worry about something going horribly wrong. Purchasing travel insurance...

• Date Added: 5/3/2006
• Views: 452

14. 

Probably the biggest factors when calculating travel insurance premiums is the length of the cover required. If you are taking a two-week vacation, there is a much lower risk than if you are making a yearlong voyage around the world. That said, there are many annual travel insurance policies that...

• Date Added: 1/25/2006
• Views: 449

15. 

Term life insurance is defined as insurance coverage that covers in increments of time, known as terms, such as one year, five years or ten years. The policy holder pays premiums during this time, but they are likely to increase as the term continues. At the end of each term, the policy is...

• Date Added: 2/2/2006
• Views: 445

16. 

Life insurance is a type of protection that can be bought and insures the buyer in the event of death. The risk that is assumed by the insurer is the risk of death of the insured. Life insurance is a very good purchase in order to protect a family, especially if you are the sole breadwinner....

• Date Added: 8/20/2005
• Views: 444

17. 

A dental insurance is an insurance that will provide the person having dental insurance protection with required financial assistance for normal dental care and damage occurred to teeth from accidents, this can be under an individual or group insurance plan. Dental insurance was once a neglected...

• Date Added: 1/17/2006
• Views: 424

18. 

The price of insurance depends ultimately on the risk the insurer is taking on on behalf of the customer. Simply put, this will depend on the chance of the insured event occurring, and the likely cost of the outcome. The way insurers calculate this risk, and quantify the amount of the premium, is...

• Date Added: 11/16/2005
• Views: 418

19. 

Car insurance is one of the most expensive costs involved in driving a car, and it's not something you can avoid - a minimum level of insurance is required by law. That doesn't mean you have to blindly pay whatever your insurer quotes though, as there are several simple things you can do to reduce...

• Date Added: 7/13/2006
• Views: 409

20. 

The advent of the internet has opened up the possibility of cheaper life insurance for all.

In years gone by, if you were considering life insurance you would probably have invited an insurance salesman from your favourite insurance company to meet you or alternatively gone to your local...

• Date Added: 11/3/2005
• Views: 405