Royalty Free Articles by Category
Personal Finance Articles

81. 

How many of you remember the immortal words of P. T. Barnum? Of Yogi Berra? On Wall Street, the incubation period for new product scams may be measured in years instead of minutes, but the end result is always a lopsided, greed-driven, gold rush toward financial disaster. The dot.com melt down...

• Date Added: 4/6/2006
• Views: 216

82. 

A current account is a vital part of our everyday lives, and acts as the hub of our financial activities. Our wages are paid into the account, many of our bills are paid from it automatically, other bills are paid by checks drawn on it, and it is from this account that we usually withdraw our cash...

• Date Added: 5/28/2008
• Views: 67

83. 

Most of us these days carry at least one credit card, and unless careless use means we've built up a problematic level of debt, we often don't give a second thought to the plastic in our wallets. We've become accustomed to the ease of use they provide in making payments online, over the telephone...

• Date Added: 5/28/2008
• Views: 61

84. 

Not all credit cards are born equal. Different cards have different offers, features, and charges, and choosing a card is not as simple as going for the one with the lowest advertised rate. Various types of card are suitable for different types of use, and choosing the right card for you depends...

• Date Added: 6/16/2006
• Views: 213

85. 

For several years now, one of the most sought after features on a credit card has been a long 0% balance transfer deal, almost to the exclusion of any other feature except maybe the headline interest rate of the card. More recently though, balance transfers have become less popular, not least...

• Date Added: 10/4/2006
• Views: 234

86. 

With so many scams and con artists out there, many people become skeptical when they hear deals that sound too good to be true.  While this is generally a good practice to follow, your concerns can be set aside when it comes to instant approval credit cards online.  There is no scam with these...

• Date Added: 5/1/2006
• Views: 360

87. 

We all know that bad credit can harm you in more ways than one. It's hard to get a credit card and if you do, you pay higher interest rates, it's almost impossible to get a mortgage or car loan, your insurance premiums are higher than those of people with better credit, and so on. Even your job...

• Date Added: 6/4/2008
• Views: 67

88. 

Your bright-young-thing goes to college as a student, away from home for the first time, full of the thrill of freedom. And she needs money to spend. While teaching her to manage her money, very often the question is – is it ok to let her have access to huge amounts of credit in the first place?...

• Date Added: 4/6/2006
• Views: 270

89. 

Dual income families and megabucks 401(k) plans are common socio-economic trends that get today's Boomers thinking about early retirement. If you elect to retire early and roll your 401(k) plan into an IRA, how can you best set up a withdrawal plan?

First, it depends on what kind of IRA you...

• Date Added: 3/10/2007
• Views: 269

90. 

The distribution rules required at the death of an IRA owner depend on several things:

1. Did the IRA owner die before or after the "required beginning date"?

2. Who is the beneficiary?

In order to carry out the wishes of the IRA owner, evaluating both practical and estate...

• Date Added: 2/28/2007
• Views: 272

91. 

There are risks involved in all investing. The skill of investing is knowing which risks are worth taking, and which should be avoided. Finding and knowing which risks to take is the essence of good investing and the whole reason that investments can pay such a high reward. It cannot be done...

• Date Added: 12/19/2005
• Views: 345

92. 

Fascinating, isn't it, this stock market of ours, with its unpredictability, promise, and unscripted daily drama! But individual investors are even more interesting. We've become the product of a media driven culture that must have reasons, predictability, blame, scapegoats, and even that...

• Date Added: 2/23/2006
• Views: 299

93. 

Investment Advisors (IAs) come in all different intellectual, professional, and alphabetical varieties. They range in educational qualifications from High School dropout to PhD, and can be professional Accountants, Insurance Salesmen, Stock Brokers, Investment Managers, Dentists, Lawyers, TV...

• Date Added: 1/2/2006
• Views: 330

94. 

Instant credit cards can now be applied for with the ability to use the credit card in just a matter of one minute. Nothing could be easier than applying and being approved online for instant credit cards.

You may be wondering how all this came to be since at one time not too long ago, it...

• Date Added: 4/27/2006
• Views: 215

95. 

Tempted to grab those instant credit cards at the checkout counters of your favourite stores to get those cool discounts? Before you sign on the dotted line, you may want to read the fine print. Some companies offering instant card approval may not be packing as much punch as they seem to promise...

• Date Added: 5/17/2006
• Views: 209

96. 

If the idea of getting instant credit card approval for a vacation, for an emergency, or just to pay off debts quickly then you must keep reading. There are ways to get instant credit card approval that are very easy, convenient and of course fast.

Therefore, no matter what the reason is...

• Date Added: 4/27/2006
• Views: 277

97. 

It is so easy now with the use of the internet to apply for an instant credit card approval. Just about anyone that has good credit can get instant credit approval in just a matter of a few seconds. However, if you do not read the fine print from these credit card companies offering instant credit...

• Date Added: 4/27/2006
• Views: 189

98. 

Instant approval credit cards online offer a fast and easy way to apply for a new credit card. These credit cards can be a great option for anyone that needs to get their credit card to them quickly.  With the ease of application provided by these cards, it also helps streamline the process for...

• Date Added: 5/1/2006
• Views: 209

99. 

Instant approval credit cards are those that generally do not require special requirements to be met in order to receive membership to the card. Often, these cards can be applied for, and approved, entirely online. There are many advantages to

• Date Added: 3/7/2006
• Views: 210

100. 

Instant approval credit card offers may appear in your mailbox, pop up on your computer screen or beckon you at retail outlets. If you've gone through the application process in the past, then you probably had to wait weeks to receive a decision. With the ease and accessibility of the Internet...

• Date Added: 6/17/2006
• Views: 232