Royalty Free Articles by Category
Personal Finance Articles

51. 

These days, there are so many options and choices about which credit card to choose, so many offers from a whole range of lenders and card providers, that no one has to accept the fist credit card offered to them. Most people shop around, and pay careful attention to the true and full costs and...

• Date Added: 4/5/2006
• Views: 222

52. 

Banks are reporting that the numbers of customers re-mortgaging their properties is at its highest ever. Most of these customers are seeking to take advantage of two important trends in the economy. The first is that lower interest rates, and increased competition among banks and financial...

• Date Added: 3/6/2006
• Views: 318

53. 

According to leading market analysts, rate tarts are costing the UK lending industry over one billion pounds a year. This is pretty much the same as saying that rate tarts are saving themselves one billion pounds a year. So what, or who are they, and why have they got the lending industry's...

• Date Added: 2/21/2006
• Views: 211

54. 

Many college, and even high school, students have a need for carrying a credit card.  Often, however, these students are not yet financially responsible for themselves and still rely on their parents to help take care of their financial responsibilities.  Therefore, secured student credit cards...

• Date Added: 4/6/2006
• Views: 318

55. 

If you are considering applying for a cash back credit card, it is best to thoroughly consider the pros and cons of this sort of card first.  While cash back credit cards may at first seem to be a great idea, they are not necessarily the right choice for all people.

The Rewards of Cash...

• Date Added: 4/6/2006
• Views: 215

56. 

Everyone knows that credit cards are synonymous with debt. However, many people are taking advantage of 0% interest credit cards and making a profit. You just have to learn how to do it before you start. There is no reason whatsoever to make small profits if you are already paying out large sums...

• Date Added: 4/28/2006
• Views: 220

57. 

More and more, consumers are becoming just as interested in the label associated with their reward credit card as they are with the interest rate, possible annual fees, and rewards.  After all, credit cards were once very nondescript with nothing special separating one from the other but the Visa...

• Date Added: 5/1/2006
• Views: 213

58. 

One of the best ways to speed up the repayment of your debts is to focus your attention on paying off the loans that carry the highest rate of interest first. Get rid of the debts that cost you most to service.

Here's what to do. Compare the interest rate on each of your loans and repay...

• Date Added: 3/26/2006
• Views: 251

59. 

Identity theft is fast becoming the major way in which criminals are stealing your money. They are not only stealing your money but they are stealing your identity, using your personal details to gain access to your credit and open up new accounts in your name redirecting the mail to a new...

• Date Added: 11/21/2005
• Views: 446

60. 

There are some websites you would like to purchase merchandise but you don't trust the website yet with your credit card information. A solution is in place, Get a Prepaid Credit Card! These plastic wonders help you protect your real credit card information giving you better peace of mind...

• Date Added: 9/3/2005
• Views: 371

61. 

What does it take to plan like a champion? Well lets take a look into our minds a little bit to answer this question.

For these next questions, I need you to be extremely honest with yourself. No need to lie, no one else but you will know the answers.

1) Are you afraid to fail your...

• Date Added: 11/29/2005
• Views: 316

62. 

The advice from financial advisers has always been, if you are thinking about taking on new loan or any type of credit agreement, shop around. These days, there is such intense competition among lenders to get your business, that special offers and extremely low interest rate loans are always on...

• Date Added: 2/27/2006
• Views: 199

63. 

Reducing your overall debt level as much as possible is always a good idea, and is usually recommended as part of a budgeting plan. If you have some spare funds available, you might be tempted to clear your personal loan, as nearly all loan plans allow for full repayment before the term is over....

• Date Added: 6/29/2006
• Views: 228

64. 

One of the most common ways to get a penalty charge from your credit card company is if you fail to pay your credit card monthly statement on time. Therefore, if you are finding that you are being charged with a lot of penalty charges on your card or cards, one of the first things you will need to...

• Date Added: 1/20/2006
• Views: 300

65. 

How many monthly bills do you get? You may have a mortgage bill, a car payment, heating, electricity, gas, telephone, television, and that doesn't even begin with your credit card and store card payments. The fact of the matter is that people today have more monthly commitments than ever before....

• Date Added: 1/11/2006
• Views: 285

66. 

Have you heard of a loan being declined to one of your associates? Or someone having trouble in getting a credit card? Well, the basic reason for this could be the lack of good credit history. This could stem from a number of factors, the first and foremost being the inability to pay off bills on...

• Date Added: 4/11/2006
• Views: 252

67. 

Get speedy, convenient, and secure online payday loans,

Picture this. Your car broke down and you urgently need to come up with $500 over the next two days. You have recently joined an upmarket corporate and have carefully cultivated the...

• Date Added: 4/11/2006
• Views: 240

68. 

Cash in on fast payday loans!
An instant payday loan provides you with an unsecured, short-term cash advance until your next payday. This instant payday loan can be used to cover small, unexpected expenses that pop up when least expected. Also, by enabling you to sustain...

• Date Added: 2/6/2006
• Views: 299

69. 

When people find themselves faced with expensive car repairs, an unexpected bill, or another type of emergency financial need, the situation can become very stressful if they do not have ready access to the funds required. Payday loans were developed as a solution to this need for emergency funds...

• Date Added: 6/4/2008
• Views: 100

70. 

Payday Loans and Lenders – How to Choose?

Nowadays, just about everything is barely a mouse click away. And same is the case with payday loans. A number of companies are now offering online payday loan services. So when you are in need of...

• Date Added: 4/18/2006
• Views: 261