Royalty Free Articles by Category
Personal Finance Articles

31. 

A host of low interest credit cards is already in the e-marketplace favoring those with a revolving credit - in other words, those who carry a monthly balance. The interest rates on these cards tend to be around 10% while the rates on normal cards could be as high as 16% to 18%. The interest rates...

• Date Added: 4/6/2006
• Views: 241

32. 

The statistics show that more and more students are graduating from university with significant debt. The debt levels are growing year on year and many students will be paying them off for years after they graduate. It seems that the consumer addiction to credit and spending has effected the...

• Date Added: 12/19/2005
• Views: 286

33. 

Student credit cards can be a great way to start a student down the path of financial independence and becoming a responsible adult.  Many parents of students decide to open up credit card accounts for their children or to add them to their own personal accounts.  But, another great option is to...

• Date Added: 5/1/2006
• Views: 231

34. 

With more and more reports on student debt increasing to an extent that means graduates are still repaying their debts ten years or more after graduating, you would be forgiven for thinking that you should avoid student credit cards. This, however, doesn't have to be the case. There are a number...

• Date Added: 4/15/2006
• Views: 225

35. 

Students are often neglected with regards to getting any credit benefits from various lending or credit sources who are otherwise ready to offer credit to businessmen and other working professionals. But the students of today are the next generation and are our future. So its important to...

• Date Added: 5/17/2006
• Views: 190

36. 

Just as the term itself suggests, student credit cards are credit cards meant exclusively for students, many of whom are yet to earn a documented income with employment. Credit card issuers are mindful of students and their credit challenges so they make accommodations for students when building...

• Date Added: 5/26/2006
• Views: 224

37. 

Student credit cards come in a variety of forms.  But, there are two primary forms in which a student credit card can be found.  The first is an unsecured student credit card while the other is a prepaid debit card.  Understanding the differences and the pros and cons of each will help you to...

• Date Added: 5/1/2006
• Views: 272

38. 

If you're struggling with debt problems it can seem like you're trapped in a never-ending fight to keep your head above water, desperately juggling your finances around to keep your creditors happy. It can also seem like you're alone in your struggle, but this is very far from the truth. Millions...

• Date Added: 1/29/2007
• Views: 231

39. 

If you are searching for a Stock trading Tip this is the place you need to be. Investing tips come from everywhere and from all sources. From people you over hear talking in the store, the taxi driver, to the so called experts on the television.

When we are in a definite bull market, and it...

• Date Added: 12/4/2006
• Views: 181

40. 

Are you facing a cash crunch? And do you need money instantly? And to top it all, is your pay day far off? Well, don't panic. Just apply for an instant payday loan.  An instant payday loan is an unsecured loan that can be used to meet all your...

• Date Added: 5/4/2006
• Views: 256

41. 

It would have been unthinkable just a decade ago, but now it is common place in the UK to hear of zero per cent credit cards. Brought about by fierce competition, both from UK and American lenders, and also by historically low interest rates, zero per cent credit cards have become extremely...

• Date Added: 3/1/2006
• Views: 207

42. 

Ask anyone in the finance industry what they think is the No.1 most important rule for a winning investment strategy. I bet they'll say "DIVERSIFY!" In other words, spread your risk.

"Don't put all your eggs in one basket" is another way of summing it up. Leave all your money invested in...

• Date Added: 2/2/2007
• Views: 168

43. 

A small business credit card can help your company in many ways but of course, there is a downside if you do not know what to expect from your credit card company. Many people jump right in and apply for small business credit cards, get approved and start charging before they even read over the...

• Date Added: 4/27/2006
• Views: 217

44. 

As Father Time marches on, the question of what to do with the home becomes a greater concern. In some cases, ruminating on the alternatives can dominate one's thinking. If a person is aware of the various options and chooses a path that makes the most sense, peace of mind can often be the...

• Date Added: 3/14/2007
• Views: 327

45. 

Many people are wary about using their credit cards, especially online, because of the possibility of becoming a victim of fraud. While fraud does happen, and costs hundreds of millions every year, there are some simple steps you can take to protect yourself and make it unlikely that you'll become...

• Date Added: 10/26/2006
• Views: 201

46. 

Many people do not realise when their credit card debt is getting on top of them until it is too late.

The best thing to do to see how you stand with your credit card and how much you are paying back to them each month, is to calculate your monthly earnings and then calculate what you can...

• Date Added: 6/3/2006
• Views: 305

47. 

Selecting the Right Payday Loan Company

Are you in a financial fix and need money instantly? Don't worry, you could consider applying for a payday loan. Payday loans are unsecured loans that help you address your cash needs immediately....

• Date Added: 4/15/2006
• Views: 222

48. 

Checking accounts are much more consumer friendly in today's competitive banking environment. The basic purpose of checking accounts is to offer consumers a method to safely store money, yet have convenient and easy access to it as needed. As banks work hard to get consumers to hold their funds in...

• Date Added: 6/4/2008
• Views: 95

49. 

Getting the best deal on a credit card is not always about jumping from one 0% APR card to another and getting a bad name for you. As you will because the credit card companies are getting wise to this and are beginning to refuse serial jumpers their credit card application.

This though is...

• Date Added: 11/10/2005
• Views: 394

50. 

Christmas is one of the busiest times of year. There are so many things to think of. People have usually got family or friends visiting, the Christmas meal to cook, gifts to buy and wrap and decorations to put up. It can also be a very expensive time of year. Many people report huge regrets every...

• Date Added: 12/21/2005
• Views: 249