Royalty Free Articles by Category
Personal Finance Articles

191. 

If you are a first time credit card user or have had credit cards for years, it is important to know about possible scams that you can be exposed to. Although many credit card companies are perfectly honest, there are also many dishonest ones who want to rip you off. If you are unaware of the ways...

• Date Added: 6/12/2006
• Views: 222

192. 

It is a sad fact of life that credit card companies are very willing and fast to slap a penalty charge on your account for every mistake, delay and slip up you cause, immediately and without a second thought. These penalty charges can amount to millions of dollars taken from consumers each month....

• Date Added: 1/19/2006
• Views: 345

193. 

Credit card bills can be expensive. Sometimes they can be simply too expensive. Depending on how you use your credit cards, and how much you spend, and how disciplined and controlled you are over your own spending, you may or may not have trouble paying your credit card bills when it comes to the...

• Date Added: 1/16/2006
• Views: 287

194. 

Are you aware of how many ways there are for thieves to take access of your credit card accounts and make unauthorised charges against your account? Simply by rummaging through old receipts that you have thrown out or left somewhere public, or by a shop assistant quickly scribbling down your card...

• Date Added: 1/12/2006
• Views: 402

195. 

If you have ever sent through a financial meeting in a car dealership to determine whether you qualify for your new purchase or not, you can attest to the fact that it can quickly drain the fun out of the car buying experience. The process of buying a car should be fun for the car buyer, however,...

• Date Added: 10/11/2007
• Views: 451

196. 

Credit cards do not have to end up costing you the earth. So long as you can keep your spending under control, and are able to pay off your monthly bill in full each month, your credit card will probably cost you nothing. Every purchase you make with your credit card is given an interest free...

• Date Added: 1/30/2006
• Views: 272

197. 

Properly every one of us has some sort of credit card debt, but when do we know that it's spiralling out of control? Well one way is if you're pay more than 15% of your monthly salary to your credit card bills then start to worry, but a worse way of dealing with this is borrowing cash from one...

• Date Added: 1/20/2006
• Views: 299

198. 

An investigation organized by Egg says consumers have greatly underestimated the amount that credit cards are used throughout the United Kingdom, what this means is consumers are spending a lot more than they think. The investigation revealed that when consumers thought they had spent was...

• Date Added: 10/26/2005
• Views: 374

199. 

The days when the only way to get a credit card was to visit your bank in person are gone forever. Nowadays, it's even quite old fashioned to apply for a card by mail - it's much easier and quicker to apply online, and in many cases you'll even get an instant decision on whether your application...

• Date Added: 1/4/2007
• Views: 182

200. 

More and more people are applying for credit cards online. With the plethora of different means for which you can apply for your desired card, companies really try to make it easy for you to apply for their credit card. Along with online auctions, and shopping, signing up for credit cards, loans...

• Date Added: 3/9/2006
• Views: 204

201. 

A no faxing cash advance

Hard on cash and your payday is still far away? Need money instantly? Have to clear urgent bills? Or maybe an unforeseen medical liability needs to be taken care of? Well, with the option of pay day advances and faxless cash advance, getting the...

• Date Added: 1/20/2006
• Views: 359

202. 

The foundation of modern portfolio theory (MPT) was introduced by Harry Markowitz in 1952. Thirty-eight years later, Harry Markowitz, Merton Miller and William Sharpe were awarded Nobel Prize for what has become a...

• Date Added: 7/10/2006
• Views: 252

203. 

The vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to...

• Date Added: 3/23/2006
• Views: 262

204. 

Affinity credit cards are one of the most popular kinds of plastic we carry today, especially as the fashion for balance transfer deals and the like continues to fade. Where once the focus was on how we could save money by shifting our credit card debt around, now more and more of us are looking...

• Date Added: 4/24/2007
• Views: 334

205. 

Americans are raiding their retirement piggy banks to weather financial hardships such as unemployment, medical emergencies and buying a home.

And they're doing it even though borrowing a modest $5,000 can dramatically erode savings, according to a study released Wednesday by the Center for...

• Date Added: 7/17/2008
• Views: 54

206. 

If you spend more than you earn on a regular basis, it is a bad practice. To overcome this situation, if you borrow a payday loan, it will be a "risky solution". Payday loan companies often take the advantages of your need and lead you in debt trap.

The most obvious disadvantage of...

• Date Added: 8/17/2005
• Views: 597

207. 

Credit card rebates are the rage, after all, who can resist the temptation of earning while spending? However, don't you think that before getting a new card, you should spend a little time going over the pros and cons of the credit card cash back offer? We have outlined everything you need to...

• Date Added: 10/20/2006
• Views: 281

208. 

An airlines credit card earns credits or points whenever the card is used. Simple enough, right?  Choosing the airline card will not be difficult, if you travel frequently with a certain airline. If you use various airlines, then it is wise to select the airline cards that give more flexibility in...

• Date Added: 5/11/2006
• Views: 351

209. 

Travel from here to there whether for business or pleasure has become very expensive, especially if you travel a lot or do not have in your possession an airlines credit card.  An airlines credit card normally works in a way that you earn points for every flight that you take with the airline....

• Date Added: 4/26/2006
• Views: 281

210. 

Just because one of your friends says they have the best airlines card does not mean it will be the best one for you. In order to find the best available, there are a few things you must look at before deciding which airlines credit card is the one that fits you perfectly. You will need to not...

• Date Added: 4/26/2006
• Views: 252