Royalty Free Articles by Category
Personal Finance Articles

151. 

Balance transfers have grown in popularity and importance ever since lenders have started using zero per cent interest rates on balance transfers to lure consumers from other companies to their own.

Introductory Offers

These 0% balance transfer offers give the...

• Date Added: 3/16/2006
• Views: 416

152. 

Credit card issuers keep on adding new features to credit cards to woo potential customers. A credit card balance transfer is one among them. You can transfer your outstanding card balance (or balances) from your higher interest credit cards onto a balance transfer credit card with a lower...

• Date Added: 5/17/2006
• Views: 274

153. 

Lots of folks have questions about credit cards but may feel shy about asking for fear of being seen as not savvy. Here's a list of frequently asked questions about applying for credit cards to bring you up to speed on what you need to know about the credit card application process.

Can I...

• Date Added: 3/24/2006
• Views: 364

154. 

It can be disheartening when you apply for a credit card and get turned down. However, in the vast majority of cases, it really is not anything that you need to worry about. While there are some people out there who would be approved for virtually everything they could think of applying for, for...

• Date Added: 2/21/2006
• Views: 264

155. 

Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it. The approach is simple enough. They keep an eye on the credit transaction that a person enters into and...

• Date Added: 1/18/2006
• Views: 353

156. 

Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover...

• Date Added: 6/30/2006
• Views: 278

157. 

Identity theft can be hugely damaging to a victim's credit rating, as their file will invariably be filled with the worst kind of adverse information - unpaid credit bills and bad debts. While prevention is obviously better than cure, and there is plenty of information around on how to help...

• Date Added: 1/29/2007
• Views: 259

158. 

Cash back credit cards are a shopper's delight and have proven to be a huge success after the innovation of the credit card itself. True to its name, the cash back credit card provides cash rebates or cash rewards to cardholders for making purchases using the card. The best cash back credit cards...

• Date Added: 4/6/2006
• Views: 293

159. 

With the popularity of plastic money in the present age, credit cards are gaining immense importance. With the growing increase in usage of such cards the credit rates are also reaching the horizon. Debts are thus becoming a common happening in our daily lives. People who are under the claws of...

• Date Added: 7/22/2005
• Views: 658

160. 

The first stage of getting out of debt is to work out the size of your problem….to the nearest cent! If you don't know the true extent of your debt, you won't be able to do anything about it.

I want you to collect together every statement, account, bill and final reminder that you've...

• Date Added: 3/26/2006
• Views: 295

161. 

People nowadays are not settled on with just any gas card. Since corporate gas card companies offer the best services and benefits, other companies that sell their own gas cards have a slim chance of gaining profit to the market.

Competition has been getting tougher and tougher by the...

• Date Added: 8/8/2008
• Views: 130

162. 

Are you, like many people, trying to make sense out of your financial situation? Looking for a way to make ends meet? Struggling to keep up your monthly repayments on credit bills? If so, you might well be tempted by the widespread offers of consolidation loans and other easily available lines of...

• Date Added: 2/26/2007
• Views: 306

163. 

With all the introductory 0% APR credit cards popping up all over the internet in emails, on websites as advertisements and even in the regular mail through flyers, it is very hard to decide which credit card company is really offering the better deal in the long run. The introductory offers all...

• Date Added: 4/27/2006
• Views: 262

164. 

Best reward credit cards are today sought after by many individuals for the benefits that they offer to their customers. Best reward credit cards are also known as reward credit cards in short.

Some of the best reward credit cards are offered by companies like Visa, American Express,...

• Date Added: 4/9/2006
• Views: 470

165. 

Today's business owners are able to take advantage of the incentives offered to them by applying for business credit cards. Whether it is a large or small business, having a line of credit is crucial and business owners need to

• Date Added: 3/7/2006
• Views: 273

166. 

Credit cards are one of the financial industry's success stories over the last half century, going from strength to strength since the first general purpose card was invented by Joseph P. Williams of the Bank of America in 1958. Since then, the number of cards issued has risen dramatically, and...

• Date Added: 2/8/2007
• Views: 282

167. 

College is where many of us get to enjoy our first taste of freedom and living pretty much in the manner that we desire. Along with this newly found independence, comes financial freedom and responsibility. Because of this, many new college students today are in the marketplace for college...

• Date Added: 4/28/2006
• Views: 306

168. 

Credit cards for college students are easily available online. The downside is that card issuers realize that most students do not have a particular credit strategy in mind, just a desire for easy access to credit.

Card issuers are keenly aware of how to market their products to college...

• Date Added: 4/11/2006
• Views: 278

169. 

College student credit cards have replaced student loans as a freshman's first experience with student credit. At the sophomore level, out of a sample of 100 students, over 90 are found to hold at least one college credit card. The question is – why do many students find themselves in a vicious...

• Date Added: 5/17/2006
• Views: 346

170. 

We all, over the course of our lives, sometimes rely on credit to get by. Whether it is for a mortgage on our home, a loan for a car, or a payday loan to get by until next Friday, there's little we can do to escape the effect of a debtors society. But the way you handle your debt is something you...

• Date Added: 5/26/2006
• Views: 394