Royalty Free Articles by Category
Personal Finance Articles

141. 

Christmas is almost upon us once again and the worry of meeting the demands that it has on our finances comes to the fore. Many will get themselves into a level of debt that they cannot sustain and if it's paid for with your current credit card or god forbid a store card, then the expenditure will...

• Date Added: 11/9/2005
• Views: 336

142. 

Your credit score and credit card use are closely intertwined, with both effecting each other profoundly. The way you use your card can affect your credit rating for good or for ill, depending on how responsibly you use it and how prompt your payments are, but in this article we'll be looking at...

• Date Added: 5/28/2008
• Views: 130

143. 

Credit cards are a financial tool that should be used judiciously. They serve two main functions for the person who posses a credit card. One, it is a convenient mode of paying for goods and services and second, it is the best way of getting unsecured loans to purchase goods and services....

• Date Added: 4/11/2006
• Views: 323

144. 

Lets stop snoozing and start "stoozing"

Do not think that we are trying to get you involved in any criminal activities here, we're not and the whole process is legal and above board and will give you the chance to get one over on the credit card companies, who have been relieving us of...

• Date Added: 11/14/2005
• Views: 347

145. 

Put the power of credit card rebates in your wallet! This can be done very easily if you have good or excellent credit, pay your balance monthly, and enjoy spending money to receive cash back on your purchases.

These unique credit card rebates are all over the place and they provide...

• Date Added: 4/27/2006
• Views: 333

146. 

Credit card rebates are the perfect way for you to get some of the money back that you have spent throughout the year. More and more credit card companies are getting involved with rebate credit cards and reward credit cards because consumers have clearly shown increased interest in the rebate...

• Date Added: 6/7/2006
• Views: 300

147. 

Getting those bills in the mail is not much fun - especially the credit card bills. But what if, every time you got a bill, you also were informed about how much money your purchases had earned - wouldn't that make it more interesting? That is exactly what credit card rebates does for you. Many...

• Date Added: 6/12/2006
• Views: 432

148. 

Rebate credit cards have proven recently to be a great favorite among consumers. Credit card rebates could mean you're getting discounts whenever you use your rebate credit card for purchasing items of any kind for that matter.

Credit card rebates are similar to cash back credit cards with...

• Date Added: 6/21/2006
• Views: 277

149. 

There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a...

• Date Added: 1/16/2006
• Views: 322

150. 

A credit card minimum payment means that you can spend more and pay as little back as the credit card issuer will allow you. Sounds great in theory but it is a system that will turn out to be your worse nightmare. If you stick to it before long you will find that you have reached your limit, have...

• Date Added: 11/7/2005
• Views: 542

151. 

Are you worried about your credit card or debt card being stolen? You're not alone, it's estimated that 51% of people in the UK are concerned about their credit and debt cards being stolen. Credit card fraud is a consent worry, and with more people using there cards as there main source of paying...

• Date Added: 1/17/2006
• Views: 442

152. 

For many people, their credit card appears to be free. Apart from the interest they pay on their outstanding balance at the end of each month, they do not pay any other fees for the convenience of the credit card. While this may be true for some people, for many of them their credit card provider...

• Date Added: 1/19/2006
• Views: 350

153. 

With the ever rising reports of credit card fraud, fraudulent use, internet phishing and identity theft, people are rightly concerned about credit card security. Fraudulent credit card use can be an annoyance at best, and seriously damage your credit at worst. It's only reasonable that people have...

• Date Added: 3/27/2006
• Views: 304

154. 

Depending on which company supplies your credit card and which credit card you have, you are likely to have access to a whole range of additional services that come along with your credit card. These will be different for all credit card providers who each offer their own benefits and advantages...

• Date Added: 2/6/2006
• Views: 371

155. 

Have you wondered how credit card eligibility is determined?

Curious whether you're eligible for a credit card?

It all has to do with your credit rating and credit score. Here we go with a quick tutorial on what constitutes credit-worthiness and how you can make sure that you are...

• Date Added: 3/24/2006
• Views: 283

156. 

With debt at an all time high, many of us will be looking to either transfer our current credit card debt or apply for a new credit card with more benefits or lower interest rate. However, with a plethora of card offers out there, deciding which card, if any, is best for you can seem a little...

• Date Added: 1/24/2006
• Views: 326

157. 

When most people think about credit cards, they first think of a rectangular piece of plastic that is physically swiped in a machine when you make a payment. In recent years however, there has been an increasing trend towards borrowing on your account without actually using your card, originally...

• Date Added: 8/8/2006
• Views: 269

158. 

It is one of the joys of the UK credit industry that prices of credit, and in particular of credit cards, have continued to fall over the past number of years. Today you can get zero per cent on balance transfers, and even zero per cent on purchases, offers that were simply unimaginable just a...

• Date Added: 2/27/2006
• Views: 366

159. 

Credit cards are easy, right? You have a credit limit. As long as your balance isn't as high as your credit limit, you can pay for things with your credit card. When you pay for something with your credit card, you don't have to pay for it until later. You pay interest on your credit card balance...

• Date Added: 3/27/2006
• Views: 295

160. 

Nowadays it's almost a matter of course for people to carry at least one credit card, which is a distinct change from previous generations where all forms of credit were viewed with a certain amount of suspicion. Modern viewpoints don't tend to ascribe such a high level of importance to debt as in...

• Date Added: 5/29/2008
• Views: 148