Royalty Free Articles by Category
Personal Finance Articles

121. 

Certain people are bad for your debts. Have you ever noticed how certain people encourage you to spend more heavily than others? You know, those who are always urging you to 'stick it on your card, because you deserve a treat'. But what about the 'treat' when the statement arrives?

When...

• Date Added: 3/26/2006
• Views: 276

122. 

Ensuring that you get an Approval for a Payday Loan

Are you planning to apply for no credit check payday loans? In most situations you would be doing so, only if you need cash immediately. This implies that it is an emergency, so you...

• Date Added: 4/15/2006
• Views: 283

123. 

Endowment surrender allows you to reclaim some of the value from your endowment policy by surrendering it back to the insurance company that sold it to you. The amount you receive when you surrender your policy is often significantly less than the actual value of the policy, but if your personal...

• Date Added: 2/27/2007
• Views: 351

124. 

Need instant cash? Apply for a payday loan. Quite a simple solution, isn't it? While the popularity of pay day advances is growing, so are the myths surrounding them. If you are applying for payday loans for the first time, it...

• Date Added: 5/9/2006
• Views: 430

125. 

Emergency Pay Day Advances - Help When You Need It

A lot has been said about pay day advances in the past few years. Most think of it as a boon- helping you get through the maze of bills and exigencies that crop up at the most inconvenient hours imaginable. Yet others bad mouth it and...

• Date Added: 4/11/2006
• Views: 430

126. 

Many of us feel when we are taking out a loan, that we are not so sure on how they work or how much that you feel that you should apply for, unless you have a specific purchases that the money is going on.

Deciding on how much and over which length of time, which we want the loan should...

• Date Added: 5/12/2006
• Views: 294

127. 

Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.

Balance transfers could be the answer to your prayers, some of the introductory deals on balance transfers are...

• Date Added: 1/17/2006
• Views: 370

128. 

As competition in the UK credit card industry has consistently increased in recent years, credit card providers have been searching for more and more ways to attract customers to their own package of products. Most have gone about this by dropping prices with credit card rates available today that...

• Date Added: 5/18/2006
• Views: 317

129. 

If you have signed up for an airline credit card, you are probably trying to figure out how to get the most of its reward system.  More than likely, you are paying an annual fee for your airline credit card, plus a higher interest rate than what you would pay for a card without rewards. ...

• Date Added: 4/29/2006
• Views: 455

130. 

These days, more and more attention is being paid to APRs when people are shopping around for loans. This is not surprising as the very reason the APR was introduced was provide a standard figure that customers could use to compare the prices of loans without getting our their calculators and...

• Date Added: 2/21/2006
• Views: 428

131. 

When approaching your lender to make an offer of reduced debt repayments, it's best to be completely honest and offer them as much as you can realistically afford to pay month by month.

Whatever happens, don't try to call their bluff.

You might think that the best thing to do...

• Date Added: 3/26/2006
• Views: 282

132. 

Putting your business onto a business credit card system is certainly a good way to do business better. This could apply whether you have one employee, or a hundred. Here are a number of reasons why your business can profit by using business credit cards.

Makes Accounting Easier

If...

• Date Added: 10/13/2006
• Views: 293

133. 

Credit cards are regarded by many people to be something of a double edged sword, being both a potential friend and a foe to be wary of. While they offer great benefits in terms of convenience (online shopping, widespread acceptance, and the security of not having to carry bundles of cash around...

• Date Added: 5/29/2008
• Views: 157

134. 

Credit cards have exploded in popularity. There are no more credit cards and credit card options available than ever before. There are credit cards available for all kinds of borrowers and they are designed to fit a whole range of circumstances. They have many advantages and there are many good...

• Date Added: 1/31/2006
• Views: 336

135. 

With an ever-increasing level of personal debt being reported, along with record numbers of bankruptcies and insolvencies, it's no surprise to anyone that money is becoming a big problem for thousands if not millions of people.

Most of us would equate 'money problems' with 'debt problems',...

• Date Added: 9/20/2006
• Views: 266

136. 

There is so much credit flying about these days, that keeping tabs on the credit you have and the credit you have had in the past, would be a full time job. That's if you decided to apply your time to it. Not only that the threat of fraud being committed in your name is becoming a bigger and...

• Date Added: 1/19/2006
• Views: 437

137. 

Whether you are a college student or the parent of a college student, you may have started looking at various types of credit cards for college students.  Having a credit card while in college is almost a necessity.  Generally, college students do not have much money to spare since they are...

• Date Added: 4/6/2006
• Views: 331

138. 

These days there are a lot of different ways for individuals to get themselves out of debt. Debt consolidation is probably the best thing that any one person that finds themselves in debt can do for them to ensure a bright financial future. One fixed monthly...

• Date Added: 7/24/2008
• Views: 125

139. 

The UK credit card industry has matured into one of the most lucrative and sophisticated in the world. There are now so many providers and options for customers to choose from that there should be something on the market for pretty much everyone. No matter what your personal circumstances or...

• Date Added: 2/7/2006
• Views: 308

140. 

Payday loans are often touted as a quick fix for a bad financial situation, letting you bridge the gap between running out of money and your next wage or salary coming in. The basic idea is that you can borrow a small amount of a few hundred dollars for a short period of a week or two, and repay...

• Date Added: 3/29/2007
• Views: 423