Royalty Free Articles by Category
Personal Finance Articles

111. 

How do you go about obtaining a loan if you have a poor credit score? Is it even possible if you have declared bankruptcy? Well, the short answer is yes. It may be difficult however, so you should be ready to put up with a few rejections. You should also be ready to accept higher interest rates...

• Date Added: 11/16/2005
• Views: 328

112. 

In the beginning Fair Isaac credit scores in reach of being usable, banks many times use to manually evaluate every applicants credit profile and credit history to determine whether or not to extend credit. This method was highly time consuming and every so often resulted in unwanted...

• Date Added: 4/12/2006
• Views: 337

113. 

It's almost impossible NOT to find substantially important information on earning successfully in the foreclosure investment market with all the written and electronic material that can be abundantly wherever it's appropriate. So why there still so many people who still end up wasting away amassed...

• Date Added: 6/19/2008
• Views: 124

114. 

In today's ever-changing world, people need more and more flexibility when it comes to borrowing and mortgages. With this in mind, more and more lenders are offering what they term as 'flexible' mortgages. However, the term 'flexible' can mean a lot of different things. If you are unsure about...

• Date Added: 6/13/2006
• Views: 276

115. 

Do you want to get out of debt but can't find the motivation? Do you dread the mail arriving in case it brings you even more bills to pay?

Well if you need a burst of motivation to improve your financial position,  I've put together five reasons to get out of debt and avoid borrowing in...

• Date Added: 3/26/2006
• Views: 355

116. 

Gone are the days when we took out a mortgage and stuck with it for life, until the debt had been completely repaid. The remortgage market is big business these days, and taking a look at the options available could considerably improve your finances. What are some of the reasons for considering...

• Date Added: 8/23/2006
• Views: 384

117. 

From my experience in working with seniors, here are the five most offered reasons why people have not purchased long term care. In most cases, the reasons are not valid. It's not that they don't make any sense; it is due to lack of information. So here are the big five along with some insights...

• Date Added: 2/3/2007
• Views: 223

118. 

If there's one thing it's always worth doing, it's shopping around for best deal. This is generally true for all purchases you're going to make, but one place it's more important than most is with loans. Many people don't think about it too much, but loans are for many people, the single biggest...

• Date Added: 11/17/2005
• Views: 396

119. 

You may notice all the great incentives that the major airlines are offering with their own mileage cards, however, you may learn if you investigate a bit more than you can find some even better deals for your choice of mileage cards. Many people are now choosing these mileage cards over the major...

• Date Added: 4/26/2006
• Views: 231

120. 

Low interest credit cards are often at the top of everyone's list when looking for a credit card.  This is particularly true if you plan to carry a balance on your credit card for a period of time.  But, how can you find the best low interest rate credit cards available?  With a few easy steps,...

• Date Added: 4/6/2006
• Views: 221

121. 

High school students and college freshman are always receiving all kinds of advertisements in their email boxes, on websites and even on television regarding information on applying for and receiving a college credit card. There are so many that offer great incentives that the student may not be...

• Date Added: 4/28/2006
• Views: 316

122. 

In this global competitive world, you can never find a cheap gas credit card. It's purely impossible to avail with one, simply because they are issued by big credit card companies and corporations. This kind of gas cards are designed to be used for businessmen who need it for traveling needs,...

• Date Added: 7/31/2008
• Views: 48

123. 

With so many different types of credit card, the task of picking the appropriate card with the appropriate deal can seem perplexing at best. The reason, of course, for so many offers is that all consumers are different in one way or another and in order to match all customers' requirements,...

• Date Added: 4/15/2006
• Views: 282

124. 

Deciding what qualifies a card to be one of the best airline miles credit cards can be difficult.  This is because everyone's needs and lifestyles are different, giving them a different idea of what qualities to look for in airline credit cards.  Therefore, it requires taking a close look at...

• Date Added: 4/7/2006
• Views: 292

125. 

Before we start talking about free credit cards, it is necessary to define somewhat what is meant be free in this context. While there are some credit cards out there that will charge you a monthly or annual subscription fee to become one of their customers and receive their credit card, these...

• Date Added: 4/19/2006
• Views: 258

126. 

MORTGAGE holders have a nervous wait to see if the big four banks follow in the footsteps of smaller lenders St George and BankWest, which have increased their variable lending rates independently of the Reserve Bank.
http://remodelingloans.blogspot.com/

The governor of the Reserve Bank,...

• Date Added: 7/17/2008
• Views: 57

127. 

Today, when prices have taken an upward swing for almost every single service and product, even making ends meet sometimes becomes an issue, let alone setting aside savings for a difficult day. Though each of us try to manage our finances in a manner that ensures we have some extra cash saved for...

• Date Added: 4/6/2006
• Views: 250

128. 

One of the hardest things that young couples report during their first year of marriage is getting to grips with joint finances. While most are willing to share what they have with their partner, they are not sure on the best way to bring this sharing into effect so that they can share with their...

• Date Added: 1/9/2006
• Views: 318

129. 

Record numbers of people are struggling under the burden of heavy debt, and when things start to get unmanagable it's easy to try and ignore the situation in the vain hope that the problem will go away. Of course, we all know deep down that our debt situation has to be tackled, however stressful...

• Date Added: 7/27/2006
• Views: 258

130. 

Most people don't want to spend a lot of money on having a credit card. They will shop around for the best possible deal they can get on a credit card. They will wish to get as low an interest rate as possible and definitely not pay a monthly or annual fee for the card. Getting the best price on a...

• Date Added: 5/31/2006
• Views: 208