Royalty Free Articles by Category
Personal Finance Articles

91. 

Nowadays, instant gratification seems to be everyone's mantra. People see something that they want and they do not think twice about buying it. "Buy now and pay later" has become a routine practice followed by many people.  Today, it seems that all you need is an income to get access to a credit...

• Date Added: 5/17/2006
• Views: 237

92. 

Instant approval credit cards online are becoming increasingly popular among consumers.  In a fast-paced society, the speed of an instant approval credit card is sought after by many individuals.  But, it is important to understand as much as you can about instant approval credit cards before you...

• Date Added: 4/29/2006
• Views: 212

93. 

So, you've just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don't know what to do. Well, keep reading, because in this article you will learn exactly what to do when you are a victim of identity theft. Once you...

• Date Added: 6/30/2006
• Views: 213

94. 

Often, when people are browsing through the different types of credit cards available, they come across the category of "Student Credit Cards."  Many people, however, are not sure what a student credit card is or why they are even offered.  Generally, these cards are meant to be credit cards for...

• Date Added: 4/6/2006
• Views: 210

95. 

In countries like USA, Canada, and the UK where college education is expensive, a student credit card proves to be handy in the event of a huge cash crisis. Student credit cards are useful in situations when students desperately need money to pay off their expenses. Major credit card companies...

• Date Added: 4/6/2006
• Views: 283

96. 

SAVING that is what we are thinking of right now. With all the cost of commodities rising up, are there still ways that we can save? Hmmm…. Think think think… is there still a way to save especially on gas that has been increasing its cost everyday? There is still a way to save big on gas. Here...

• Date Added: 7/11/2008
• Views: 67

97. 

There are several ways to squeeze more income out of a given amount of capital invested in a CD. Let me share with you the split annuity concept.

Here is an example typical of many people. Mary is 75. She is a conservative investor. She has to be because she has a limited amount of capital....

• Date Added: 1/30/2007
• Views: 208

98. 

Find Out How to Increase Your Bad Credit Rating and Get Your Mortgage Approved by a Mortgage Lender

Your credit rating is the reflection of how good or how bad your payment history actually is. If you're planning to get a mortgage loan and buy a new house for yourself, then what mortgage...

• Date Added: 4/18/2006
• Views: 212

99. 

Given the fact that most seniors are interested in a secure income, reducing risk and lowering taxes, here is a planning technique to consider if you are trying to increase your income.

Maybe you have a CD that is coming up for renewal and you discover the rate is going to be lower. You...

• Date Added: 1/22/2007
• Views: 188

100. 

If you have a credit card but are fed up because you have a low limit, then now is the time to start getting your limit increased. It might seem tricky to get your limit increased, but if you follow a few simple steps then your credit limit will gradually increase to the level that you...

• Date Added: 6/15/2006
• Views: 224

101. 

Interest free and credit card may sound like a couple of words that really do not belong together in the same sentence. And the fact is that just a few short years ago, you would have been absolutely correct. There was a time not too long ago when there was no such thing as the 0% credit card. Now...

• Date Added: 5/18/2006
• Views: 263

102. 

Finding the best balance transfer credit cards is not as difficult as you might think.  In fact, there are a number of balance transfer credit cards to select from, making the most difficult part deciding which one of the great deals you should take advantage of.

Balance Transfer Credit...

• Date Added: 4/5/2006
• Views: 341

103. 

Fixing credit inaccuracies is a bit cumbersome, but something you can do yourself without having to pay a credit repair service. Here's the process:
Step 1 – Obtain your credit reports
The first step to correcting your credit is to know what is on your credit report. Make sure to...

• Date Added: 11/5/2006
• Views: 228

104. 

These days there are so many ways to let credit get out of control that you will probably be constantly aware of the dangers of over spending. So many people have access to far more credit than they think they need or can afford, and it is a constant challenge not to let it get out of hand and...

• Date Added: 2/21/2006
• Views: 228

105. 

It's always a good idea to use a budget to keep track of your personal finances, but it's vital when you're up to your neck in debt!

The basic idea is simple. A budget just compares the income you have each week or each month with the things that you have to purchase.

Right,...

• Date Added: 3/26/2006
• Views: 380

106. 

Common questions regarding IVA's (Individual Voluntary Arrangement's)

An IVA is a legally binding arrangement supervised by a Licensed Insolvency Practitioner, the purpose of which is to enable an individual, sole trader or Partner ("the Debtor") to reach a compromise with his creditors and...

• Date Added: 2/20/2006
• Views: 266

107. 

Who dislikes bonuses? People are often enticed by attractive bonus offers and credit card offers are no different.  Shrewd credit card companies are using lucrative credit card rewards to lure new customers in and sustain existing customers. Reward credit cards offer several key features that...

• Date Added: 5/17/2006
• Views: 233

108. 

As with most financial products, credit cards are usually heavily promoted on their interest rate, or APR. The lower the APR, the more attractive it's supposed to be to potential customers. But is APR really the most important feature of a credit card?

Firstly, a sizable minority of people...

• Date Added: 10/12/2006
• Views: 183

109. 

Fair lending is an extremely important issue in the protection of consumers and their interests. There is a variety of legislation, both state and federal, that will be in place to make sure that lenders do not take advantage of consumers when they are borrowing money. One of the most important is...

• Date Added: 6/20/2006
• Views: 236

110. 

You may be considering looking into applying for a miles credit card, however you are also wondering how they work. The idea behind a miles card is quite simple.  Many credit card companies wanted to give their customers better incentives to apply and carry their credit card, so they joined with...

• Date Added: 4/26/2006
• Views: 228