Royalty Free Articles by Category
Personal Finance Articles

61. 

Taking family trips, going shopping, and dining out is all a part of life. The idea of credit education is to help consumers understand the importance of credit card offers that provide frequent rewards or point systems for redemptions associated with purchases made from a reward credit...

• Date Added: 4/11/2006
• Views: 497

62. 

One of the main selling points of credit cards over the past decade has been the balance transfer offer, where customers are tempted into applying for a new card with the promise of obtaining effectively free credit. By making use of a 0% transfer deal, they can put off having to pay any interest...

• Date Added: 2/5/2007
• Views: 495

63. 

Bad Credit Report? Get a Payday Loan!

Have you had trouble with finances? Do you have a bad credit report? Can payday loans help? Have you had to declare bankruptcy in the past due to some unforeseen and unpleasant circumstances? Was this...

• Date Added: 5/18/2006
• Views: 495

64. 

We all, over the course of our lives, sometimes rely on credit to get by. Whether it is for a mortgage on our home, a loan for a car, or a payday loan to get by until next Friday, there's little we can do to escape the effect of a debtors society. But the way you handle your debt is something you...

• Date Added: 5/26/2006
• Views: 495

65. 

The consumer credit boom of the last decade or so has led to record levels of personal debt, to a large extent secured against ever increasing property prices. Most analysts now agree that this era of cheap and easy credit is over, and that there are storm clouds gathering on the economic...

• Date Added: 5/29/2008
• Views: 494

66. 

If you have only been able to rent property in the last few years due to poor credit, you may feel the time is right to buy a property using an adverse credit home loan. However, buying a home can be a daunting prospect, especially if you have had credit problems in the past. This should not deter...

• Date Added: 6/10/2006
• Views: 493

67. 

As a business owner, every decision of yours can have a long standing impact on your business. You may not know this, but even choosing your business credit card can have profound implications for your business sustainability. So it is important for you to compare business credit cards and select...

• Date Added: 4/8/2006
• Views: 492

68. 

How do you go about obtaining a loan if you have a poor credit score? Is it even possible if you have declared bankruptcy? Well, the short answer is yes. It may be difficult however, so you should be ready to put up with a few rejections. You should also be ready to accept higher interest rates...

• Date Added: 11/16/2005
• Views: 488

69. 

Credit card bills can be expensive. Sometimes they can be simply too expensive. Depending on how you use your credit cards, and how much you spend, and how disciplined and controlled you are over your own spending, you may or may not have trouble paying your credit card bills when it comes to the...

• Date Added: 1/16/2006
• Views: 486

70. 

Finding the best balance transfer credit cards is not as difficult as you might think.  In fact, there are a number of balance transfer credit cards to select from, making the most difficult part deciding which one of the great deals you should take advantage of.

Balance Transfer Credit...

• Date Added: 4/5/2006
• Views: 486

71. 

Many college, and even high school, students have a need for carrying a credit card.  Often, however, these students are not yet financially responsible for themselves and still rely on their parents to help take care of their financial responsibilities.  Therefore, secured student credit cards...

• Date Added: 4/6/2006
• Views: 486

72. 

Properly every one of us has some sort of credit card debt, but when do we know that it's spiralling out of control? Well one way is if you're pay more than 15% of your monthly salary to your credit card bills then start to worry, but a worse way of dealing with this is borrowing cash from one...

• Date Added: 1/20/2006
• Views: 485

73. 

With so many scams out there and businesses trying to pull the wool over consumer's eyes, it seems impossible to believe that a credit card would really offer to pay 5% cash back just for making purchases with the card. Nonetheless, it is true. Several of the best cash back credit cards are...

• Date Added: 4/29/2006
• Views: 484

74. 

Cash back credit cards have been an option for cardholders for around 15 years.  Despite having been around for awhile, cash back credit cards continue to remain popular with consumers.  The reasons for this are obvious - everyone enjoys receiving free money!

A Change in...

• Date Added: 4/29/2006
• Views: 484

75. 

House prices have been rising fast all over the UK over the last couple of years. Many people are experiencing a significant increase in their overall wealth as a result. In the United States, this has been termed the 'wealth effect' with an increase in the value of people's homes being recognised...

• Date Added: 3/22/2006
• Views: 483

76. 

Bankruptcy versus IVA :
FREQUENTLY ASKED QUESTIONS

Q: What is an Individual Voluntary Arrangement 'IVA'?

A: An IVA is a legally binding contract between yourself and your creditors, which will generally last for 5 years. You will put forward an offer as settlement of your...

• Date Added: 3/1/2006
• Views: 483

77. 

Credit Cards or Payday Loans, Which is Better?

Out of cash? And your next payday is still a little far off? So what do you do? You might want to consider payday loans as an option. Well, the first thought that would cross your mind is to...

• Date Added: 5/18/2006
• Views: 483

78. 

Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it. The approach is simple enough. They keep an eye on the credit transaction that a person enters into and...

• Date Added: 1/18/2006
• Views: 482

79. 

The world is moving and changing rapidly making it necessary to have a scheme to pay later, especially if you travel frequently. Airline miles credit cards are safe cards, where monetary transactions are placed in a roundabout way. The trendy cards provide points to cover airline travel, while...

• Date Added: 4/8/2006
• Views: 481

80. 

Need Cash? Get a Payday Loan From a CFSA Member

Looking for a payday loan but are concerned if there is a national body that overlooks the functioning of this industry? Well, yes there is. The Community Financial Services Association of...

• Date Added: 5/18/2006
• Views: 481