Royalty Free Articles by Category
Personal Finance Articles

41. 

As the name suggests, airline credit cards are credit cards associated with air travel. Airline credit cards are becoming popular as more and more people are opting for air travel. They can be used for a particular airline or for several airlines and is also an excellent means for saving on travel...

• Date Added: 5/20/2006
• Views: 528

42. 

Credit cards that charge no interest on your purchases or on your balance transfer for a certain period of time are said to be interest free credit cards. This interest free period is for a certain time and limit. This gives you the chance for more shopping around and spending without any tension...

• Date Added: 11/16/2005
• Views: 527

43. 

If you have decided that a cash back credit card is the right choice for you, then the next step is to choose the one that fits your needs the best.  Therefore, you need to take a few things into consideration when trying to choose the best cash back credit cards.

Lifestyle

• Date Added: 4/6/2006
• Views: 527

44. 

There is so much credit flying about these days, that keeping tabs on the credit you have and the credit you have had in the past, would be a full time job. That's if you decided to apply your time to it. Not only that the threat of fraud being committed in your name is becoming a bigger and...

• Date Added: 1/19/2006
• Views: 526

45. 

To save money on your credit cards, doesn't always necessary mean that you have to switch providers to get a better deal, far from it as you can always start on your own doorstep and ask your current credit card lender if they can offer you a better deal than the one that you are getting at...

• Date Added: 1/20/2006
• Views: 525

46. 

Balance transfers have grown in popularity and importance ever since lenders have started using zero per cent interest rates on balance transfers to lure consumers from other companies to their own.

Introductory Offers

These 0% balance transfer offers give the...

• Date Added: 3/16/2006
• Views: 525

47. 

Should I use my credit card or get one of those no fax payday loans I've heard about? You cannot completely rule out the possibility of certain times when your expenses go a little haywire. At such times you would need to take a loan or over...

• Date Added: 4/26/2006
• Views: 525

48. 

Getting those bills in the mail is not much fun - especially the credit card bills. But what if, every time you got a bill, you also were informed about how much money your purchases had earned - wouldn't that make it more interesting? That is exactly what credit card rebates does for you. Many...

• Date Added: 6/12/2006
• Views: 525

49. 

If you have bad credit, you may be finding it increasingly difficult to get vital loans. While this is generally a sign that you should try to avoid further borrowing, there are certain circumstances in which it is just vital that you get credit. This may include paying rent, especially if you...

• Date Added: 12/6/2005
• Views: 524

50. 

Rounding up your debts is one of the biggest dangers to your financial position. It's also one of the easiest ways for your debts to get out of control.

This way of thinking is best summed up by the following comment; 'I already owe $27500 so what's another $500. It takes my debt to a...

• Date Added: 3/26/2006
• Views: 523

51. 

Travel from here to there whether for business or pleasure has become very expensive, especially if you travel a lot or do not have in your possession an airlines credit card.  An airlines credit card normally works in a way that you earn points for every flight that you take with the airline....

• Date Added: 4/26/2006
• Views: 523

52. 

This explains what an Individual Voluntary Arrangement (IVA) actually is and how it works.

What is an INDIVIDUAL VOLUNTARY ARRANGEMENT (IVA)?
An IVA is a formal agreement between you and your creditors where you will come to an arrangement with people you owe money to, to make reduced...

• Date Added: 5/3/2006
• Views: 520

53. 

Bad Credit Payday Loans is the right option when you have bankruptcy history or bad credit rating and you need urgent cash. It is a simple payday loan but especially meant for people who are not allowed to borrow money just due to low credit score. Bad credit payday loans play a very important...

• Date Added: 6/9/2008
• Views: 518

54. 

There are risks involved in all investing. The skill of investing is knowing which risks are worth taking, and which should be avoided. Finding and knowing which risks to take is the essence of good investing and the whole reason that investments can pay such a high reward. It cannot be done...

• Date Added: 12/19/2005
• Views: 517

55. 

It is a sad fact of life that credit card companies are very willing and fast to slap a penalty charge on your account for every mistake, delay and slip up you cause, immediately and without a second thought. These penalty charges can amount to millions of dollars taken from consumers each month....

• Date Added: 1/19/2006
• Views: 516

56. 

A small business credit card has a number of advantages.  In addition to being able to help with start up costs and providing special rewards that are meaningful to business owners, business credit cards can make bookkeeping much easier.  In fact, using a business credit card can take nearly all...

• Date Added: 4/29/2006
• Views: 516

57. 

If you are seriously looking to eliminate debt, then you need to consider applying for a balance transfer credit card. With the help of balance transfer cards, you can get yourself back on track and back in control of your finances.

The Cold, Hard Facts

Astoundingly, the average...

• Date Added: 4/29/2006
• Views: 515

58. 

Balance transfer credit cards can provide an excellent option for debt consolidation. Many Americans are currently in debt and struggling for a way out. Some choose to use a home equity loan to help get themselves out of debt, but not everyone has a home with built up equity to use for this...

• Date Added: 4/29/2006
• Views: 514

59. 

These days, more and more attention is being paid to APRs when people are shopping around for loans. This is not surprising as the very reason the APR was introduced was provide a standard figure that customers could use to compare the prices of loans without getting our their calculators and...

• Date Added: 2/21/2006
• Views: 514

60. 

Banking experts estimate that up to £5bn may be sitting unclaimed in UK bank accounts that have gone 'dormant'. What does this mean, and could you be entitled to a share in this huge amount of idle money?

A bank account goes dormant when, in the words of the British Bankers' Association, a...

• Date Added: 6/29/2006
• Views: 514