Royalty Free Articles by Category
Personal Finance Articles

31. 

With increasing facilities for credit purchases being offered every day to consumers more and more patrons are falling prey to augmented spending habits. The rising competition among credit card companies to attract customers is compelling them to provide offers that seem very lucrative on first...

• Date Added: 10/9/2005
• Views: 545

32. 

Put simply, miles credit cards allow cardholders to earn points for every dollar charged on the card. The accumulated points can be redeemed for reduced or, in some instances, free airfare. There are many promotional offers and some cards offer more points than others. To entice the customer,...

• Date Added: 5/12/2006
• Views: 543

33. 

There really are an amazing variety of credit cards available to today's consumers; the number of options is simply staggering. Virtually every company around these days has some form of affiliated credit card option available to its customers. While most of these cards are affiliated to one of...

• Date Added: 1/24/2006
• Views: 542

34. 

When applying for low interest credit cards, you may think you know what you are looking for.  After all, it seems pretty clear. The lower the APR, the less money you will have to pay, right?  In reality, this is not always the case.  In fact, one factor you will need to take into consideration is...

• Date Added: 5/1/2006
• Views: 541

35. 

Travel has become an expensive proposition, especially if you are not earning future flying miles while airborne. Airline credit cards generally offer points per flight taken, bringing rewards as a byproduct of each trip. These points will earn the cardholder free stays at hotels, future flights,...

• Date Added: 4/8/2006
• Views: 541

36. 

Load is defined as the fee or the commission that an investor pays to a mutual fund at the time of purchasing or redeeming the shares of the mutual fund.

If the commission is charged when the investor buys the shares, it is known as a front-end load. On the other hand if the commission is...

• Date Added: 7/8/2006
• Views: 541

37. 

It's a question that has stumped wise men (with overdrawn credit limits) for generations. Do I file for bankruptcy, or do I get debt consolidation loan and spend ten years paying off my debt?

The simple answer is, if you can do the latter, do it.

Sure, bankruptcy means you...

• Date Added: 5/26/2006
• Views: 540

38. 

Many people worry that their home will be put at risk if they take out a secured loan over their home. This is because any secured loans that you take out will give the lender a right over your home. This right allows the lender to step in and take possession of and even sell your home in order to...

• Date Added: 5/25/2006
• Views: 540

39. 

Emergency Pay Day Advances - Help When You Need It

A lot has been said about pay day advances in the past few years. Most think of it as a boon- helping you get through the maze of bills and exigencies that crop up at the most inconvenient hours imaginable. Yet others bad mouth it and...

• Date Added: 4/11/2006
• Views: 540

40. 

Tips for selecting a debt management service provider

In the present world for many customers to get out of debt can be treated as the need of the hour. More and more customers are finding themselves in debt and wondering what debt does to their money. Debt management service...

• Date Added: 1/13/2006
• Views: 540

41. 

Getting the best deal on a credit card is not always about jumping from one 0% APR card to another and getting a bad name for you. As you will because the credit card companies are getting wise to this and are beginning to refuse serial jumpers their credit card application.

This though is...

• Date Added: 11/10/2005
• Views: 539

42. 

Finding solutions to reducing your debt takes some thinking and research on your part. You have some good choices available to you and we shall list these key debt reduction solutions for you right here:

1. Home Equity Loan or Home Equity Line of Credit. Your 21% charge card can be reduced...

• Date Added: 7/18/2005
• Views: 539

43. 

Do you want to get out of debt but can't find the motivation? Do you dread the mail arriving in case it brings you even more bills to pay?

Well if you need a burst of motivation to improve your financial position,  I've put together five reasons to get out of debt and avoid borrowing in...

• Date Added: 3/26/2006
• Views: 539

44. 

The vast majority of Americans are investors, although many don't realize it. The vast majority of Americans are creative with their 1040 numbers, although most won't admit it. The majority of Americans would agree that investing, retirement planning, and estate preservation would be easier to...

• Date Added: 3/23/2006
• Views: 536

45. 

An investigation organized by Egg says consumers have greatly underestimated the amount that credit cards are used throughout the United Kingdom, what this means is consumers are spending a lot more than they think. The investigation revealed that when consumers thought they had spent was...

• Date Added: 10/26/2005
• Views: 534

46. 

Credit card rebates are the rage, after all, who can resist the temptation of earning while spending? However, don't you think that before getting a new card, you should spend a little time going over the pros and cons of the credit card cash back offer? We have outlined everything you need to...

• Date Added: 10/20/2006
• Views: 531

47. 

Should I get a long term bank loan or one of those new online payday loansI have heard about? There are times when the most unexpected expenses pop up unexpectedly. It could be because of a bill that you need to pay or maybe an urgent car or...

• Date Added: 4/26/2006
• Views: 530

48. 

Many cards available online are offering rewards, simply because it is the only way for card issuers to keep up with their competition.  The cards available today are for students, consumers, business owners, and more, and while each card has its own style, the rewards are similar, yet...

• Date Added: 4/11/2006
• Views: 529

49. 

As the name suggests, airline credit cards are credit cards associated with air travel. Airline credit cards are becoming popular as more and more people are opting for air travel. They can be used for a particular airline or for several airlines and is also an excellent means for saving on travel...

• Date Added: 5/20/2006
• Views: 529

50. 

When comparing the best reward credit cards, it makes sense to investigate everything, including the Annual Percentage Rate (APR) as well as any reward features that the card may offer. Potential cardholders should take into account the manner in which they handle their credit purchases. For...

• Date Added: 4/10/2006
• Views: 528