Royalty Free Articles by Category
Personal Finance Articles

191. 

More and more, consumers are becoming just as interested in the label associated with their reward credit card as they are with the interest rate, possible annual fees, and rewards.  After all, credit cards were once very nondescript with nothing special separating one from the other but the Visa...

• Date Added: 5/1/2006
• Views: 310

192. 

Low rate credit cards or as some know them as low APR credit cards can be very great for those individuals that carry a balance forward every month. The problem is that most people that really need or want low rate credit cards are unable to receive one because most credit card companies will only...

• Date Added: 4/28/2006
• Views: 309

193. 

Having a bad credit rating can be a serious problem affecting people's lives in all kinds of ways. Quite apart from making it more difficult to obtain credit, a poor credit rating will mean that the costs of the credit you manage to be approved for will be much higher, meaning you'll have less...

• Date Added: 1/29/2007
• Views: 309

194. 

Around one third of all credit cardholders do not pay off their credit card balances in full each month, which means they are paying interest on the money for their purchases. However, in today's competitive market many credit card companies are offering 0% credit card balance transfers for new...

• Date Added: 4/27/2006
• Views: 308

195. 

Often, when people are browsing through the different types of credit cards available, they come across the category of "Student Credit Cards."  Many people, however, are not sure what a student credit card is or why they are even offered.  Generally, these cards are meant to be credit cards for...

• Date Added: 4/6/2006
• Views: 308

196. 

Most people don't want to spend a lot of money on having a credit card. They will shop around for the best possible deal they can get on a credit card. They will wish to get as low an interest rate as possible and definitely not pay a monthly or annual fee for the card. Getting the best price on a...

• Date Added: 5/31/2006
• Views: 307

197. 

If you are searching for a Stock trading Tip this is the place you need to be. Investing tips come from everywhere and from all sources. From people you over hear talking in the store, the taxi driver, to the so called experts on the television.

When we are in a definite bull market, and it...

• Date Added: 12/4/2006
• Views: 306

198. 

It is so easy now with the use of the internet to apply for an instant credit card approval. Just about anyone that has good credit can get instant credit approval in just a matter of a few seconds. However, if you do not read the fine print from these credit card companies offering instant credit...

• Date Added: 4/27/2006
• Views: 306

199. 

Cheap credit cards are considered to be equivalent to low interest credit cards. However, not all low interest rate credit cards are cheap. Either such cards can have a fixed rate of interest through out the tenure of your balance or they can have a fluctuating rate of interest. Which one is...

• Date Added: 4/6/2006
• Views: 305

200. 

The advice from financial advisers has always been, if you are thinking about taking on new loan or any type of credit agreement, shop around. These days, there is such intense competition among lenders to get your business, that special offers and extremely low interest rate loans are always on...

• Date Added: 2/27/2006
• Views: 304

201. 

Students are often neglected with regards to getting any credit benefits from various lending or credit sources who are otherwise ready to offer credit to businessmen and other working professionals. But the students of today are the next generation and are our future. So its important to...

• Date Added: 5/17/2006
• Views: 304

202. 

Low interest credit cards can provide you with the answers you are looking for when it comes to getting free of debt.  If you are like millions of Americans, you are probably having difficulty keeping up with the minimum payments on your credit card.  In fact, almost 70% of Americans keep a...

• Date Added: 5/1/2006
• Views: 303

203. 

Instant approval credit cards online are becoming increasingly popular among consumers.  In a fast-paced society, the speed of an instant approval credit card is sought after by many individuals.  But, it is important to understand as much as you can about instant approval credit cards before you...

• Date Added: 4/29/2006
• Views: 302

204. 

Given the fact that most seniors are interested in a secure income, reducing risk and lowering taxes, here is a planning technique to consider if you are trying to increase your income.

Maybe you have a CD that is coming up for renewal and you discover the rate is going to be lower. You...

• Date Added: 1/22/2007
• Views: 301

205. 

Ask anyone in the finance industry what they think is the No.1 most important rule for a winning investment strategy. I bet they'll say "DIVERSIFY!" In other words, spread your risk.

"Don't put all your eggs in one basket" is another way of summing it up. Leave all your money invested in...

• Date Added: 2/2/2007
• Views: 288

206. 

As with most financial products, credit cards are usually heavily promoted on their interest rate, or APR. The lower the APR, the more attractive it's supposed to be to potential customers. But is APR really the most important feature of a credit card?

Firstly, a sizable minority of people...

• Date Added: 10/12/2006
• Views: 283

207. 

How well do you know Roth IRAs? Here are five tough questions. Let's see how you do…

1. I am 72 years young and still working. Can I set up a Roth IRA?

Yes. Unlike a traditional IRA, which does not allow contributions past age 70 1/2, Roth IRAs have no age limitations. You can...

• Date Added: 2/20/2007
• Views: 276

208. 

In the middle of the month, Tom's son Joseph asked for a new bicycle for his birthday. Tom does did not want to say "no" to his son, but he had already invested a huge amount on buying a new laptop and did not have enough left to spare for a new bicycle. Besides, there was still a fortnight to go...

• Date Added: 7/3/2008
• Views: 275

209. 

It's almost impossible NOT to find substantially important information on earning successfully in the foreclosure investment market with all the written and electronic material that can be abundantly wherever it's appropriate. So why there still so many people who still end up wasting away amassed...

• Date Added: 6/19/2008
• Views: 263

210. 

In part one, we discussed how time is by far the dominating factor in investing, but we only have a limited amount of time and time is not easily doubled. We also learned that interest rates are somewhat of a moving target, unless they are fixed, but no high-return investment is ever fixed. This...

• Date Added: 7/14/2008
• Views: 228