Royalty Free Articles by Category
Personal Finance Articles

11. 

As you may already know, a balance transfer credit card allows us to transfer the unpaid balance of the current credit card to another card that offers a lower Annual Percentage Rate (APR). Annual percentage rate is a combination of low interest rates and less cash charges. Credit cards with 0%...

• Date Added: 4/5/2006
• Views: 575

12. 

If you have never been in debt before or you are young, then getting a credit card can be hard. Strangely, lenders trust people who have been in debt and paid it back more than people who have never had any debt. Although it may seem hard to get a card if you have not gotten one before, there are...

• Date Added: 6/8/2006
• Views: 573

13. 

If you have ever been asked by your wife, husband, child or friend to have someone else as an authorised signatory to you, i.e. a supplemental signatory, on your credit card account you no doubt gave this some serious thought. If you agreed to the request, the following are some reason why you...

• Date Added: 11/17/2005
• Views: 571

14. 

Heard of the advantages of payday loans? Do you think that you need to take one too? Well, no matter why you need an emergency payday advance, the process of getting it is rather simple. All that you need to do is search online for...

• Date Added: 5/9/2006
• Views: 564

15. 

Reverse mortgages can be a great solution for seniors who wish to remain in their home but are having difficulty making their monthly payments and meeting other financial obligations. If you are over age 62 and own your own home, the bank will actually pay you money so you can stay in your home,...

• Date Added: 3/9/2006
• Views: 563

16. 

Getting Low Cost Payday Loans - The Smart Way

With the increasing popularity of payday loans a number of lenders are now offering these loans. While there is increasing competition between lenders to offer the best possible...

• Date Added: 4/18/2006
• Views: 557

17. 

Some of the very best balance transfer cards are available online. Here you will find a plethora of information that will connect you to loaners and credit cards. Most sites supply data that will cover all particulars relating to credit cards, including APR, introductory, fraud protection, balance...

• Date Added: 4/10/2006
• Views: 555

18. 

Are you aware of how many ways there are for thieves to take access of your credit card accounts and make unauthorised charges against your account? Simply by rummaging through old receipts that you have thrown out or left somewhere public, or by a shop assistant quickly scribbling down your card...

• Date Added: 1/12/2006
• Views: 554

19. 

A no faxing cash advance

Hard on cash and your payday is still far away? Need money instantly? Have to clear urgent bills? Or maybe an unforeseen medical liability needs to be taken care of? Well, with the option of pay day advances and faxless cash advance, getting the...

• Date Added: 1/20/2006
• Views: 553

20. 

Are you thinking of taking out a personal loan! If the answer is yes then you have to ask yourself some questions first. This will make sure that the loan you choose is the right one to suit your needs.

Below are some of the most common questions you should be asking.

Do I really...

• Date Added: 1/30/2006
• Views: 548

21. 

The Beginning of the Payday Advance

We've been hearing about the advantages of payday advance loans repeatedly. The convenience that an emergency payday advance offers have also been widely recognized. The questions that...

• Date Added: 5/18/2006
• Views: 546

22. 

If you find yourself metamorphosing into a plastic junkie, then you may use balance transfer credit cards to consolidate your payments. However, the best balance transfer credit cards offer some incredible deals and if you use them judiciously, who knows, they may even help you write off all your...

• Date Added: 4/6/2006
• Views: 545

23. 

If there's one thing it's always worth doing, it's shopping around for best deal. This is generally true for all purchases you're going to make, but one place it's more important than most is with loans. Many people don't think about it too much, but loans are for many people, the single biggest...

• Date Added: 11/17/2005
• Views: 544

24. 

Are you saving enough for retirement? Chances are you want to answer yes to this question. After all, you may be socking away money every paycheck into a 401(K) and getting a good matching contribution from your employer. You may also have your own Individual Retirement Account (IRA) on the side...

• Date Added: 11/10/2006
• Views: 543

25. 

Gone are the days when we took out a mortgage and stuck with it for life, until the debt had been completely repaid. The remortgage market is big business these days, and taking a look at the options available could considerably improve your finances. What are some of the reasons for considering...

• Date Added: 8/23/2006
• Views: 542

26. 

You've made the decision that you need some extra assistance in meeting your monthly financial obligations. One of the best options for those over sixty-two years of age who own their own home is a reverse mortgage. Instead of you paying the bank each month, the bank will actually pay you. The...

• Date Added: 3/31/2006
• Views: 541

27. 

An airlines credit card earns credits or points whenever the card is used. Simple enough, right?  Choosing the airline card will not be difficult, if you travel frequently with a certain airline. If you use various airlines, then it is wise to select the airline cards that give more flexibility in...

• Date Added: 5/11/2006
• Views: 541

28. 

Only two out of three credit card customers pay their balances off every month, paying more than they should (and could). If you're one of them, do not despair; with a credit card balance transfer you could easily do a balance transfer and save! If you recently made a big purchase but you can't...

• Date Added: 6/17/2006
• Views: 539

29. 

Best reward credit cards are today sought after by many individuals for the benefits that they offer to their customers. Best reward credit cards are also known as reward credit cards in short.

Some of the best reward credit cards are offered by companies like Visa, American Express,...

• Date Added: 4/9/2006
• Views: 537

30. 

It's always a good idea to use a budget to keep track of your personal finances, but it's vital when you're up to your neck in debt!

The basic idea is simple. A budget just compares the income you have each week or each month with the things that you have to purchase.

Right,...

• Date Added: 3/26/2006
• Views: 535