Royalty Free Articles by Category
Personal Finance Articles

171. 

Fixing credit inaccuracies is a bit cumbersome, but something you can do yourself without having to pay a credit repair service. Here's the process:
Step 1 – Obtain your credit reports
The first step to correcting your credit is to know what is on your credit report. Make sure to...

• Date Added: 11/5/2006
• Views: 327

172. 

Charity credit cards have become increasingly popular over recent years, as people seek to support their favourite charities at seemingly no extra cost to themselves. When you take out one of these cards, a one-off donation of a few dollars is made by the card issuer to the charity linked to the...

• Date Added: 2/13/2007
• Views: 326

173. 

Tempted to grab those instant credit cards at the checkout counters of your favourite stores to get those cool discounts? Before you sign on the dotted line, you may want to read the fine print. Some companies offering instant card approval may not be packing as much punch as they seem to promise...

• Date Added: 5/17/2006
• Views: 325

174. 

Instant credit cards can now be applied for with the ability to use the credit card in just a matter of one minute. Nothing could be easier than applying and being approved online for instant credit cards.

You may be wondering how all this came to be since at one time not too long ago, it...

• Date Added: 4/27/2006
• Views: 325

175. 

These days, there are so many options and choices about which credit card to choose, so many offers from a whole range of lenders and card providers, that no one has to accept the fist credit card offered to them. Most people shop around, and pay careful attention to the true and full costs and...

• Date Added: 4/5/2006
• Views: 324

176. 

These days there are so many ways to let credit get out of control that you will probably be constantly aware of the dangers of over spending. So many people have access to far more credit than they think they need or can afford, and it is a constant challenge not to let it get out of hand and...

• Date Added: 2/21/2006
• Views: 324

177. 

Today, you will see all types of rewards credit card offers, which at one time were only for the loyal customers of a credit card company. They would offer rewards to customers that used their credit card frequently, paid off their balance, and never had late payments. Today, there are many...

• Date Added: 4/28/2006
• Views: 323

178. 

Rules and Regulations for Payday Loans

A payday loan (also written as paydayloan) is basically meant to help you out in the case of an emergency. In the recent years with the easy availability of these loans and the convenience that they...

• Date Added: 4/18/2006
• Views: 322

179. 

Can one now find and apply for online payday loans right from their own home or office? In the current scenario, time is money, and is at a premium. No one has the luxury to amble away time anymore and people look for easy and quick ways to get...

• Date Added: 4/26/2006
• Views: 322

180. 

Gold credit cards, as with platinum cards, are a type of premium credit card that is offered by credit card companies to their preferred customers. They will also be offered to hand picked individuals that the credit card company would like to add as customers.

In practice gold cards are...

• Date Added: 3/1/2006
• Views: 322

181. 

Certain people are bad for your debts. Have you ever noticed how certain people encourage you to spend more heavily than others? You know, those who are always urging you to 'stick it on your card, because you deserve a treat'. But what about the 'treat' when the statement arrives?

When...

• Date Added: 3/26/2006
• Views: 322

182. 

Rebate credit cards have proven recently to be a great favorite among consumers. Credit card rebates could mean you're getting discounts whenever you use your rebate credit card for purchasing items of any kind for that matter.

Credit card rebates are similar to cash back credit cards with...

• Date Added: 6/21/2006
• Views: 322

183. 

Identity theft can be hugely damaging to a victim's credit rating, as their file will invariably be filled with the worst kind of adverse information - unpaid credit bills and bad debts. While prevention is obviously better than cure, and there is plenty of information around on how to help...

• Date Added: 1/29/2007
• Views: 322

184. 

If you have a credit card but are fed up because you have a low limit, then now is the time to start getting your limit increased. It might seem tricky to get your limit increased, but if you follow a few simple steps then your credit limit will gradually increase to the level that you...

• Date Added: 6/15/2006
• Views: 321

185. 

Not all credit cards are born equal. Different cards have different offers, features, and charges, and choosing a card is not as simple as going for the one with the lowest advertised rate. Various types of card are suitable for different types of use, and choosing the right card for you depends...

• Date Added: 6/16/2006
• Views: 321

186. 

It would have been unthinkable just a decade ago, but now it is common place in the UK to hear of zero per cent credit cards. Brought about by fierce competition, both from UK and American lenders, and also by historically low interest rates, zero per cent credit cards have become extremely...

• Date Added: 3/1/2006
• Views: 321

187. 

Wouldn't it be great if you could get an extra cash rebate on every purchase you made? Well, that is completely possible with cash back credit cards. This type of credit card gives you a certain percentage back on many of your purchases. You can receive the money from your credit card either...

• Date Added: 4/27/2006
• Views: 320

188. 

Balance transfer credit cards are gaining popularity as a temporary solution to ever-increasing debt problems. However, what many users don't know is that recent legislation makes it much easier for credit card companies to collect on existing debts, thanks to an increased difficulty in declaring...

• Date Added: 10/13/2006
• Views: 320

189. 

Many people are wary about using their credit cards, especially online, because of the possibility of becoming a victim of fraud. While fraud does happen, and costs hundreds of millions every year, there are some simple steps you can take to protect yourself and make it unlikely that you'll become...

• Date Added: 10/26/2006
• Views: 319

190. 

So, you've just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don't know what to do. Well, keep reading, because in this article you will learn exactly what to do when you are a victim of identity theft. Once you...

• Date Added: 6/30/2006
• Views: 319