Royalty Free Articles by Category
Personal Finance Articles

161. 

When most people think about credit cards, they first think of a rectangular piece of plastic that is physically swiped in a machine when you make a payment. In recent years however, there has been an increasing trend towards borrowing on your account without actually using your card, originally...

• Date Added: 8/8/2006
• Views: 367

162. 

Reducing your overall debt level as much as possible is always a good idea, and is usually recommended as part of a budgeting plan. If you have some spare funds available, you might be tempted to clear your personal loan, as nearly all loan plans allow for full repayment before the term is over....

• Date Added: 6/29/2006
• Views: 367

163. 

Who dislikes bonuses? People are often enticed by attractive bonus offers and credit card offers are no different.  Shrewd credit card companies are using lucrative credit card rewards to lure new customers in and sustain existing customers. Reward credit cards offer several key features that...

• Date Added: 5/17/2006
• Views: 365

164. 

If you are struggling with debt then it may be worthwhile considering a debt consolidation service. They should then be able to let you know how much money you can save you each month and relieve the stress of debt.

· The advice is usually free.
· There are NO credit searches.
· Your...

• Date Added: 6/14/2006
• Views: 364

165. 

The Internet is growing in importance in all fields of commerce, and this is being reflected by the way in which credit card companies are now dealing with their customers. You can achieve more and more of the transactions and business of life online and it is fast becoming the preferred means of...

• Date Added: 4/5/2006
• Views: 364

166. 

You may be considering looking into applying for a miles credit card, however you are also wondering how they work. The idea behind a miles card is quite simple.  Many credit card companies wanted to give their customers better incentives to apply and carry their credit card, so they joined with...

• Date Added: 4/26/2006
• Views: 363

167. 

Everyone's needs are different depending on their various lifestyles and living patterns. Therefore choosing an airline card from the various airline cards available will depend entirely on your personal circumstances and financial profile. Eventually, it's up to you as to how hard your airlines...

• Date Added: 5/11/2006
• Views: 362

168. 

Ensuring that you get an Approval for a Payday Loan

Are you planning to apply for no credit check payday loans? In most situations you would be doing so, only if you need cash immediately. This implies that it is an emergency, so you...

• Date Added: 4/15/2006
• Views: 361

169. 

Low interest credit cards are cards that provide significant purchasing power for consumers while minimizing their overall debt load. The term may seem 'bargain basement', but it is making sense to more and more consumers.

You should consider all fees while searching for a low interest...

• Date Added: 4/11/2006
• Views: 361

170. 

Miles credit cards also known as airline credit cards and frequent flyer credit cards are becoming more and more popular all the time. The reason is that the cardholder of a miles credit card is given reward points when they use their miles credit cards. These accumulated points can be transferred...

• Date Added: 4/26/2006
• Views: 360

171. 

Several credit card companies today are offering their customers credit card rewards for being loyal customers. This gives the cardholder the chance to earn points to gain all kinds of prizes. These incentives are great ways to keep customers loyal and using their rewards credit card to earn more...

• Date Added: 4/28/2006
• Views: 360

172. 

A cash back card is a great way in which to earn some money off products you normally purchase. These type of rebate credit cards are great for people that always immediately pay off their balance each and every month instead of having a balance.

In essencs, what a cash back card does is...

• Date Added: 4/27/2006
• Views: 358

173. 

Rebate credit cards have proven recently to be a great favorite among consumers. Credit card rebates could mean you're getting discounts whenever you use your rebate credit card for purchasing items of any kind for that matter.

Credit card rebates are similar to cash back credit cards with...

• Date Added: 6/21/2006
• Views: 357

174. 

The days when the only way to get a credit card was to visit your bank in person are gone forever. Nowadays, it's even quite old fashioned to apply for a card by mail - it's much easier and quicker to apply online, and in many cases you'll even get an instant decision on whether your application...

• Date Added: 1/4/2007
• Views: 357

175. 

There are several ways to squeeze more income out of a given amount of capital invested in a CD. Let me share with you the split annuity concept.

Here is an example typical of many people. Mary is 75. She is a conservative investor. She has to be because she has a limited amount of capital....

• Date Added: 1/30/2007
• Views: 356

176. 

Charity credit cards have become increasingly popular over recent years, as people seek to support their favourite charities at seemingly no extra cost to themselves. When you take out one of these cards, a one-off donation of a few dollars is made by the card issuer to the charity linked to the...

• Date Added: 2/13/2007
• Views: 356

177. 

Identity theft can be hugely damaging to a victim's credit rating, as their file will invariably be filled with the worst kind of adverse information - unpaid credit bills and bad debts. While prevention is obviously better than cure, and there is plenty of information around on how to help...

• Date Added: 1/29/2007
• Views: 355

178. 

With all things in life, there will be things that you can pay extra for with credit cards. While most people in most circumstances will be looking for a credit card that gives them the absolute cheapest deals and best rates, there will be some people out there who will be looking for that little...

• Date Added: 5/12/2006
• Views: 355

179. 

Low interest credit cards are often at the top of everyone's list when looking for a credit card.  This is particularly true if you plan to carry a balance on your credit card for a period of time.  But, how can you find the best low interest rate credit cards available?  With a few easy steps,...

• Date Added: 4/6/2006
• Views: 355

180. 

Today, you will see all types of rewards credit card offers, which at one time were only for the loyal customers of a credit card company. They would offer rewards to customers that used their credit card frequently, paid off their balance, and never had late payments. Today, there are many...

• Date Added: 4/28/2006
• Views: 354