Royalty Free Articles by Category
Personal Finance Articles

151. 

No Security Payday Loans – How to Meet Your Instant Cash Needs

Have you heard of no fax payday loans, but have never explored the possibility of getting one? So what do you do when you need cash instantly and your payday is still far off?...

• Date Added: 4/18/2006
• Views: 375

152. 

Credit cards are easy, right? You have a credit limit. As long as your balance isn't as high as your credit limit, you can pay for things with your credit card. When you pay for something with your credit card, you don't have to pay for it until later. You pay interest on your credit card balance...

• Date Added: 3/27/2006
• Views: 375

153. 

A reward credit card and a cash back credit card are often confused by consumers and even used interchangeably by many credit card companies.  In reality, these two types of credit cards can actually be quite different.  In fact, the way you earn the rewards or cash back can be quite different, as...

• Date Added: 5/1/2006
• Views: 375

154. 

Few people would deny that using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone.

However, spending with plastic can sometimes be a little too easy, as it doesn't always feel like you're actually parting...

• Date Added: 6/28/2006
• Views: 374

155. 

With an ever-increasing level of personal debt being reported, along with record numbers of bankruptcies and insolvencies, it's no surprise to anyone that money is becoming a big problem for thousands if not millions of people.

Most of us would equate 'money problems' with 'debt problems',...

• Date Added: 9/20/2006
• Views: 374

156. 

When approaching your lender to make an offer of reduced debt repayments, it's best to be completely honest and offer them as much as you can realistically afford to pay month by month.

Whatever happens, don't try to call their bluff.

You might think that the best thing to do...

• Date Added: 3/26/2006
• Views: 374

157. 

Have you wondered how credit card eligibility is determined?

Curious whether you're eligible for a credit card?

It all has to do with your credit rating and credit score. Here we go with a quick tutorial on what constitutes credit-worthiness and how you can make sure that you are...

• Date Added: 3/24/2006
• Views: 374

158. 

Instant approval credit cards are those that generally do not require special requirements to be met in order to receive membership to the card. Often, these cards can be applied for, and approved, entirely online. There are many advantages to

• Date Added: 3/7/2006
• Views: 374

159. 

Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor has had to take court action against you to try and recover...

• Date Added: 6/30/2006
• Views: 373

160. 

Many of us feel when we are taking out a loan, that we are not so sure on how they work or how much that you feel that you should apply for, unless you have a specific purchases that the money is going on.

Deciding on how much and over which length of time, which we want the loan should...

• Date Added: 5/12/2006
• Views: 373

161. 

For several years now, one of the most sought after features on a credit card has been a long 0% balance transfer deal, almost to the exclusion of any other feature except maybe the headline interest rate of the card. More recently though, balance transfers have become less popular, not least...

• Date Added: 10/4/2006
• Views: 372

162. 

Saving cash on your credit card is not something that is usually at the top of your agenda, as most of us trudge from day to day with our credit cards and do not give it a second thought when we make a purchase.

This may be a good thing as you could be comfortable with your spending levels...

• Date Added: 3/8/2006
• Views: 372

163. 

Buying a property is likely to be the largest purchase you ever make – finding the right deal for you means choosing one mortgage from the many hundreds available. This will be much easier if you know what you're looking for.

What's Your Status?
Depending your life situation,...

• Date Added: 3/31/2006
• Views: 371

164. 

Have you dreamt recently of taking that long awaited vacation cruise to the Greek Isles or that weekend getaway to the Bahamas? Or how about taking that African safari? Imagine sipping iced tea in the Sahara or touring the pyramids. Some of us have the luxury of being able to afford these vacation...

• Date Added: 6/5/2006
• Views: 371

165. 

Nowadays, instant gratification seems to be everyone's mantra. People see something that they want and they do not think twice about buying it. "Buy now and pay later" has become a routine practice followed by many people.  Today, it seems that all you need is an income to get access to a credit...

• Date Added: 5/17/2006
• Views: 369

166. 

When it comes to using balance transfer credit cards, many consumers are filled with questions and concerns. While there are many benefits to using a balance transfer credit card, it is always best to have these questions answered and the concerns satisfied before moving forward with applying for...

• Date Added: 4/29/2006
• Views: 369

167. 

A balance transfer credit card aids in consolidating credit card debt and sometimes can also be a way of steering clear of the burden of debt. You will find as you are searching through all those credit card company offers you receive all the time that they are now offering balance transfers in a...

• Date Added: 4/27/2006
• Views: 368

168. 

Cash back credit cards are cards that reward the cardholder with cash back incentives for purchases made with the card.  But, believe it or not, not all cash back credit cards are created equally.  In addition, there is a lot to understand about cash back credit cards before deciding if they are...

• Date Added: 4/6/2006
• Views: 368

169. 

Reward credit cards come in a variety of forms. Specifically how points toward rewards are earned and the types of rewards that can be earned with a reward credit card varies from card to card.

The rewards offered by reward credit cards are generally related to a special area. For...

• Date Added: 3/7/2006
• Views: 368

170. 

With the huge increases in consumer debt we have been seeing in the financial market during the past couple of years, it really is not surprising that more and more people are having to opt for debt consolidation loans. The reasons for this are quite simple; as the benefits of debt consolidation...

• Date Added: 3/9/2006
• Views: 367