Royalty Free Articles by Category
Personal Finance Articles

91. 

Keeping your credit card debts in check should be your sole aim in life if you want to live a financially viable life, because if you don't the fall out of having a lot of debt on your credit cards can start to affect other parts of your life.

As much as credit cards are a handy spending...

• Date Added: 1/18/2006
• Views: 403

92. 

Credit cards do not have to end up costing you the earth. So long as you can keep your spending under control, and are able to pay off your monthly bill in full each month, your credit card will probably cost you nothing. Every purchase you make with your credit card is given an interest free...

• Date Added: 1/30/2006
• Views: 403

93. 

People spend a lot of money on credit and with consumer debt levels continuing to rise dramatically, people are spending a larger and larger proportion of their incomes on credit and financing charges in particular. Car payments, mortgage payments, credit cards, store cards, personal loans, all...

• Date Added: 3/13/2006
• Views: 403

94. 

Dual income families and megabucks 401(k) plans are common socio-economic trends that get today's Boomers thinking about early retirement. If you elect to retire early and roll your 401(k) plan into an IRA, how can you best set up a withdrawal plan?

First, it depends on what kind of IRA you...

• Date Added: 3/10/2007
• Views: 403

95. 

When you decide to consolidate your debt, the obvious first question is "how?" – and that's a question that isn't easy to answer right off the bat.

Sure, you can go to your bank and ask them to consolidate all of your debts. You could get a new credit card with a 0% interest rate on debt...

• Date Added: 5/26/2006
• Views: 403

96. 

How many monthly bills do you get? You may have a mortgage bill, a car payment, heating, electricity, gas, telephone, television, and that doesn't even begin with your credit card and store card payments. The fact of the matter is that people today have more monthly commitments than ever before....

• Date Added: 1/11/2006
• Views: 401

97. 

Cheap credit cards come in many varieties. In addition, there are many factors a consumer needs to take into consideration when determining whether or not a credit card is truly cheap.

The first...

• Date Added: 3/7/2006
• Views: 398

98. 

Student credit cards are geared primarily toward college students. But there are many factors that can make credit cards for college students the right choice for young people. So, it is important for all...

• Date Added: 3/7/2006
• Views: 398

99. 

Are you a student pursuing a certain course in college? How do you pay for your college expenses? Surely you might be buying gifts for your loved ones or gifting your friends on their birthdays or other occasions. Also one needs to buy other commodities like T-shirts, books, and shoes from stores....

• Date Added: 4/9/2006
• Views: 398

100. 

Business credit cards are a helping hand for those entrepreneurs who are running their own businesses. A business credit card not only acts as a line of credit but can also help to provide you enough control in managing your companys finances and cash.  When business credit cards were first...

• Date Added: 5/20/2006
• Views: 398

101. 

Accumulating debt is very easy nowadays, which makes debt consolidation that much more important to the everyday consumer. The basic idea behind debt consolidation is that a consumer takes out one loan in order to help them pay off a number of other loans. The advantages of consolidating debt...

• Date Added: 4/6/2006
• Views: 397

102. 

For many people, their credit card appears to be free. Apart from the interest they pay on their outstanding balance at the end of each month, they do not pay any other fees for the convenience of the credit card. While this may be true for some people, for many of them their credit card provider...

• Date Added: 1/19/2006
• Views: 397

103. 

Cash in on fast payday loans!
An instant payday loan provides you with an unsecured, short-term cash advance until your next payday. This instant payday loan can be used to cover small, unexpected expenses that pop up when least expected. Also, by enabling you to sustain...

• Date Added: 2/6/2006
• Views: 397

104. 

One of the most common ways to get a penalty charge from your credit card company is if you fail to pay your credit card monthly statement on time. Therefore, if you are finding that you are being charged with a lot of penalty charges on your card or cards, one of the first things you will need to...

• Date Added: 1/20/2006
• Views: 396

105. 

If the idea of getting instant credit card approval for a vacation, for an emergency, or just to pay off debts quickly then you must keep reading. There are ways to get instant credit card approval that are very easy, convenient and of course fast.

Therefore, no matter what the reason is...

• Date Added: 4/27/2006
• Views: 396

106. 

If you are looking for a new credit card then obviously 0% interest credit cards hold a lot of appeal for you. Anything at 0% interest nowadays grabs everyone's attention, for that matter! But as far as these 0% interest credit card offers go, there is a lot of subtle dodging that credit card...

• Date Added: 5/11/2006
• Views: 395

107. 

Credit cards are a financial tool that should be used judiciously. They serve two main functions for the person who posses a credit card. One, it is a convenient mode of paying for goods and services and second, it is the best way of getting unsecured loans to purchase goods and services....

• Date Added: 4/11/2006
• Views: 395

108. 

The consumer credit boom of the last decade or so has led to record levels of personal debt, to a large extent secured against ever increasing property prices. Most analysts now agree that this era of cheap and easy credit is over, and that there are storm clouds gathering on the economic...

• Date Added: 5/29/2008
• Views: 395

109. 

The magician waves his wand and an astonished crowd sees a rabbit come out of a hat. A woman is sawed in half on stage and then magically reappears unscathed. Whether it is deception or entertainment is beyond the scope of this article, but either way I'm sure you'll agree, that the magicians of...

• Date Added: 7/20/2006
• Views: 394

110. 

Christmas is almost upon us once again and the worry of meeting the demands that it has on our finances comes to the fore. Many will get themselves into a level of debt that they cannot sustain and if it's paid for with your current credit card or god forbid a store card, then the expenditure will...

• Date Added: 11/9/2005
• Views: 394