Royalty Free Articles by Category
Personal Finance Articles

71. 

Who dislikes bonuses? People are often enticed by attractive bonus offers and credit card offers are no different.  Shrewd credit card companies are using lucrative credit card rewards to lure new customers in and sustain existing customers. Reward credit cards offer several key features that...

• Date Added: 5/17/2006
• Views: 365

72. 

Tempted to grab those instant credit cards at the checkout counters of your favourite stores to get those cool discounts? Before you sign on the dotted line, you may want to read the fine print. Some companies offering instant card approval may not be packing as much punch as they seem to promise...

• Date Added: 5/17/2006
• Views: 350

73. 

Nowadays, instant gratification seems to be everyone's mantra. People see something that they want and they do not think twice about buying it. "Buy now and pay later" has become a routine practice followed by many people.  Today, it seems that all you need is an income to get access to a credit...

• Date Added: 5/17/2006
• Views: 369

74. 

Credit card issuers keep on adding new features to credit cards to woo potential customers. A credit card balance transfer is one among them. You can transfer your outstanding card balance (or balances) from your higher interest credit cards onto a balance transfer credit card with a lower...

• Date Added: 5/17/2006
• Views: 351

75. 

College student credit cards have replaced student loans as a freshman's first experience with student credit. At the sophomore level, out of a sample of 100 students, over 90 are found to hold at least one college credit card. The question is – why do many students find themselves in a vicious...

• Date Added: 5/17/2006
• Views: 476

76. 

Personal credit cards are the most carried credit cards found today. But the benefits of business credit cards are largely misunderstood by the general public. The advantages of a business credit card are numerous and can include access to car insurance, free travel, higher credit limits and much,...

• Date Added: 5/17/2006
• Views: 556

77. 

Airline credit cards are increasingly becoming popular. Airline companies and banks, in particular, often sponsor airline credit cards in order to provide incentives to attract consumer interest.  But before choosing an airline credit card, you should collect as much information as possible about...

• Date Added: 5/16/2006
• Views: 504

78. 

On the surface, 0% balance transfer credit cards are incredibly enticing, especially if you have outstanding credit card balances.  But there are a few details you need to understand before taking the balance transfer credit card plunge.
Some consumers seem to get in trouble overnight with...

• Date Added: 5/16/2006
• Views: 430

79. 

Warning Signs that debt is becoming a problem:

• Once you have paid creditors and a few basic expenses, there isn't enough money to survive the month or week on.
  
• You drastically cut back on basic necessities such as food or travel to pay creditors.
  
• You consolidate...

• Date Added: 5/15/2006
• Views: 477

80. 

Mutual Funds - An Introduction and Brief History

Each one of us does not have the expertise or the time to build and manage an investment portfolio. There is an excellent alternative available – mutual funds.

A mutual fund is an investment intermediary by which people can pool their...

• Date Added: 5/13/2006
• Views: 425

81. 

With all things in life, there will be things that you can pay extra for with credit cards. While most people in most circumstances will be looking for a credit card that gives them the absolute cheapest deals and best rates, there will be some people out there who will be looking for that little...

• Date Added: 5/12/2006
• Views: 356

82. 

Many of us feel when we are taking out a loan, that we are not so sure on how they work or how much that you feel that you should apply for, unless you have a specific purchases that the money is going on.

Deciding on how much and over which length of time, which we want the loan should...

• Date Added: 5/12/2006
• Views: 373

83. 

Put simply, miles credit cards allow cardholders to earn points for every dollar charged on the card. The accumulated points can be redeemed for reduced or, in some instances, free airfare. There are many promotional offers and some cards offer more points than others. To entice the customer,...

• Date Added: 5/12/2006
• Views: 543

84. 

Hunting for and selecting the very best low APR credit cards has become easier with the advent of the Internet where you can do easy comparisons (from the various options available to you at the click of a mouse) as to which low APR credit card will be the best for your needs.
Simply put, low...

• Date Added: 5/11/2006
• Views: 353

85. 

An airlines credit card earns credits or points whenever the card is used. Simple enough, right?  Choosing the airline card will not be difficult, if you travel frequently with a certain airline. If you use various airlines, then it is wise to select the airline cards that give more flexibility in...

• Date Added: 5/11/2006
• Views: 610

86. 

Everyone's needs are different depending on their various lifestyles and living patterns. Therefore choosing an airline card from the various airline cards available will depend entirely on your personal circumstances and financial profile. Eventually, it's up to you as to how hard your airlines...

• Date Added: 5/11/2006
• Views: 364

87. 

If you are looking for a new credit card then obviously 0% interest credit cards hold a lot of appeal for you. Anything at 0% interest nowadays grabs everyone's attention, for that matter! But as far as these 0% interest credit card offers go, there is a lot of subtle dodging that credit card...

• Date Added: 5/11/2006
• Views: 453

88. 

If you are struggling with ever-increasing credit card debt, a 0% APR credit card could be the magic wand for you. There are a number of 0% APR credit cards in the marketplace. These 0% Interest credit cards offer cardholders zero percent on new purchases and certain 0% APR credit card offers also...

• Date Added: 5/11/2006
• Views: 380

89. 

Heard of the advantages of payday loans? Do you think that you need to take one too? Well, no matter why you need an emergency payday advance, the process of getting it is rather simple. All that you need to do is search online for...

• Date Added: 5/9/2006
• Views: 597

90. 

Need instant cash? Apply for a payday loan. Quite a simple solution, isn't it? While the popularity of pay day advances is growing, so are the myths surrounding them. If you are applying for payday loans for the first time, it...

• Date Added: 5/9/2006
• Views: 513