Royalty Free Articles by Category
Personal Finance Articles

201. 

"Christmas Time, Mistletoe and Wine" How many times have you heard this so far and its only November? A few I'll bet, but with Christmas seemingly becoming earlier to us each year, we will no doubt feel the need to get ahead with our present and food buying. This though only leads to us spending...

• Date Added: 12/12/2005
• Views: 490

202. 

When you launch a business you get to face your fears. If it's your first company, if it's your 14th business, you will have to cope with fear. Even if you don't face your fears, they'll sneak in while you're sleeping, while you're driving down the street. Sometimes they come in simple and...

• Date Added: 12/7/2005
• Views: 588

203. 

If you have bad credit, you may be finding it increasingly difficult to get vital loans. While this is generally a sign that you should try to avoid further borrowing, there are certain circumstances in which it is just vital that you get credit. This may include paying rent, especially if you...

• Date Added: 12/6/2005
• Views: 483

204. 

What does it take to plan like a champion? Well lets take a look into our minds a little bit to answer this question.

For these next questions, I need you to be extremely honest with yourself. No need to lie, no one else but you will know the answers.

1) Are you afraid to fail your...

• Date Added: 11/29/2005
• Views: 444

205. 

Are your credit card debts giving you nightmares? If yes read on and see if we can save you some money and help you sleep better at night. It is so easy to get yourself into debt, as all these credit card companies seem to be throwing these cards at us.

Learn to understand your statement if...

• Date Added: 11/29/2005
• Views: 388

206. 

Switching credit cards is an everyday part of life now whether it is taking advantage of the introductory offers or simply deciding that your existing credit card account is old hand and you are looking for a newer better credit card deal than you have already. If you choose your new credit card...

• Date Added: 11/24/2005
• Views: 500

207. 

We all wish that our credit cards were interest free all the time. How much pleasure would it be to know that what you spend is what you pay back and there would be no interest to pay. What is happening is the credit card companies are fighting it out to see who can get the most customers and one...

• Date Added: 11/24/2005
• Views: 441

208. 

Most people have taken out plenty of loans and other forms of credit, from various sources over the years. These could include student loans, credit cards, store cards, a bank overdraft, car loan, goods bought on a buy now pay later basis. All of these sources of credit will have different terms...

• Date Added: 11/23/2005
• Views: 456

209. 

Identity theft is fast becoming the major way in which criminals are stealing your money. They are not only stealing your money but they are stealing your identity, using your personal details to gain access to your credit and open up new accounts in your name redirecting the mail to a new...

• Date Added: 11/21/2005
• Views: 576

210. 

If there's one thing it's always worth doing, it's shopping around for best deal. This is generally true for all purchases you're going to make, but one place it's more important than most is with loans. Many people don't think about it too much, but loans are for many people, the single biggest...

• Date Added: 11/17/2005
• Views: 544

211. 

If you have ever been asked by your wife, husband, child or friend to have someone else as an authorised signatory to you, i.e. a supplemental signatory, on your credit card account you no doubt gave this some serious thought. If you agreed to the request, the following are some reason why you...

• Date Added: 11/17/2005
• Views: 571

212. 

Credit cards that charge no interest on your purchases or on your balance transfer for a certain period of time are said to be interest free credit cards. This interest free period is for a certain time and limit. This gives you the chance for more shopping around and spending without any tension...

• Date Added: 11/16/2005
• Views: 495

213. 

How do you go about obtaining a loan if you have a poor credit score? Is it even possible if you have declared bankruptcy? Well, the short answer is yes. It may be difficult however, so you should be ready to put up with a few rejections. You should also be ready to accept higher interest rates...

• Date Added: 11/16/2005
• Views: 457

214. 

We are getting to this time of year again, when your credit card is used a lot more than at any other time of the year. So much so that if it is not the credit card that is screaming for mercy then you will be when that first credit card statement after the festivities, falls on...

• Date Added: 11/14/2005
• Views: 385

215. 

Lets stop snoozing and start "stoozing"

Do not think that we are trying to get you involved in any criminal activities here, we're not and the whole process is legal and above board and will give you the chance to get one over on the credit card companies, who have been relieving us of...

• Date Added: 11/14/2005
• Views: 405

216. 

Getting the best deal on a credit card is not always about jumping from one 0% APR card to another and getting a bad name for you. As you will because the credit card companies are getting wise to this and are beginning to refuse serial jumpers their credit card application.

This though is...

• Date Added: 11/10/2005
• Views: 511

217. 

Christmas is almost upon us once again and the worry of meeting the demands that it has on our finances comes to the fore. Many will get themselves into a level of debt that they cannot sustain and if it's paid for with your current credit card or god forbid a store card, then the expenditure will...

• Date Added: 11/9/2005
• Views: 394

218. 

A credit card minimum payment means that you can spend more and pay as little back as the credit card issuer will allow you. Sounds great in theory but it is a system that will turn out to be your worse nightmare. If you stick to it before long you will find that you have reached your limit, have...

• Date Added: 11/7/2005
• Views: 603

219. 

Cash back credit cards are a fantastic way for you to make some cash while spending on your credit card, although it does only suit the customers who pay their bill in full at the end of each month.

A cash back credit card will give you the...

• Date Added: 11/3/2005
• Views: 505

220. 

An investigation organized by Egg says consumers have greatly underestimated the amount that credit cards are used throughout the United Kingdom, what this means is consumers are spending a lot more than they think. The investigation revealed that when consumers thought they had spent was...

• Date Added: 10/26/2005
• Views: 509