Royalty Free Articles by Category
Personal Finance Articles

191. 

One of the most common ways to get a penalty charge from your credit card company is if you fail to pay your credit card monthly statement on time. Therefore, if you are finding that you are being charged with a lot of penalty charges on your card or cards, one of the first things you will need to...

• Date Added: 1/20/2006
• Views: 414

192. 

A no faxing cash advance

Hard on cash and your payday is still far away? Need money instantly? Have to clear urgent bills? Or maybe an unforeseen medical liability needs to be taken care of? Well, with the option of pay day advances and faxless cash advance, getting the...

• Date Added: 1/20/2006
• Views: 623

193. 

There is so much credit flying about these days, that keeping tabs on the credit you have and the credit you have had in the past, would be a full time job. That's if you decided to apply your time to it. Not only that the threat of fraud being committed in your name is becoming a bigger and...

• Date Added: 1/19/2006
• Views: 527

194. 

It is a sad fact of life that credit card companies are very willing and fast to slap a penalty charge on your account for every mistake, delay and slip up you cause, immediately and without a second thought. These penalty charges can amount to millions of dollars taken from consumers each month....

• Date Added: 1/19/2006
• Views: 516

195. 

For many people, their credit card appears to be free. Apart from the interest they pay on their outstanding balance at the end of each month, they do not pay any other fees for the convenience of the credit card. While this may be true for some people, for many of them their credit card provider...

• Date Added: 1/19/2006
• Views: 429

196. 

Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it. The approach is simple enough. They keep an eye on the credit transaction that a person enters into and...

• Date Added: 1/18/2006
• Views: 482

197. 

Keeping your credit card debts in check should be your sole aim in life if you want to live a financially viable life, because if you don't the fall out of having a lot of debt on your credit cards can start to affect other parts of your life.

As much as credit cards are a handy spending...

• Date Added: 1/18/2006
• Views: 425

198. 

Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.

Balance transfers could be the answer to your prayers, some of the introductory deals on balance transfers are...

• Date Added: 1/17/2006
• Views: 453

199. 

Are you worried about your credit card or debt card being stolen? You're not alone, it's estimated that 51% of people in the UK are concerned about their credit and debt cards being stolen. Credit card fraud is a consent worry, and with more people using there cards as there main source of paying...

• Date Added: 1/17/2006
• Views: 564

200. 

Credit card bills can be expensive. Sometimes they can be simply too expensive. Depending on how you use your credit cards, and how much you spend, and how disciplined and controlled you are over your own spending, you may or may not have trouble paying your credit card bills when it comes to the...

• Date Added: 1/16/2006
• Views: 486

201. 

There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a...

• Date Added: 1/16/2006
• Views: 408

202. 

There are several credit card companies that offer low interest rate credit cards. However, along with low interest rates, the best credit cards offer combinations that include low interest rate on balance transfers and purchases, 0% introductory APR for a fixed period of time, low or no annual...

• Date Added: 1/15/2006
• Views: 427

203. 

Airline credit cards have steadily been gaining popularity in the past few years. Airlines and other companies related to the travel industry benefit as customers utilize their services more frequently; brand loyalty is strengthened as well. Consumers with a good credit history gain by obtaining...

• Date Added: 1/14/2006
• Views: 552

204. 

Not many people spend too much time thinking about it, but every one of us, has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding debt and how much extra...

• Date Added: 1/13/2006
• Views: 656

205. 

Tips for selecting a debt management service provider

In the present world for many customers to get out of debt can be treated as the need of the hour. More and more customers are finding themselves in debt and wondering what debt does to their money. Debt management service...

• Date Added: 1/13/2006
• Views: 540

206. 

Are you aware of how many ways there are for thieves to take access of your credit card accounts and make unauthorised charges against your account? Simply by rummaging through old receipts that you have thrown out or left somewhere public, or by a shop assistant quickly scribbling down your card...

• Date Added: 1/12/2006
• Views: 589

207. 

How many monthly bills do you get? You may have a mortgage bill, a car payment, heating, electricity, gas, telephone, television, and that doesn't even begin with your credit card and store card payments. The fact of the matter is that people today have more monthly commitments than ever before....

• Date Added: 1/11/2006
• Views: 438

208. 

These days, it's hard to listen to the financial or economic news for long without hearing something about pensions. These news stories usually give us some bad news about the pensions shortfalls in the gaping holes in pension funds. The chancellor Gordon Brown has recently gone on record...

• Date Added: 1/11/2006
• Views: 471

209. 

One of the hardest things that young couples report during their first year of marriage is getting to grips with joint finances. While most are willing to share what they have with their partner, they are not sure on the best way to bring this sharing into effect so that they can share with their...

• Date Added: 1/9/2006
• Views: 446

210. 

Investment Advisors (IAs) come in all different intellectual, professional, and alphabetical varieties. They range in educational qualifications from High School dropout to PhD, and can be professional Accountants, Insurance Salesmen, Stock Brokers, Investment Managers, Dentists, Lawyers, TV...

• Date Added: 1/2/2006
• Views: 552