Royalty Free Articles by Category
Personal Finance Articles

61. 

For many people, purchasing a home is one of the largest and most important investments they will make after their education. It is important to make sure you choose the right mortgage, one you will be able to pay off within a reasonable amount of time. You also want to make sure you choose a...

• Date Added: 4/8/2006
• Views: 409

62. 

There is help available for those who are seeking relief from mounting debts. One place to turn for help is a debt management company.
A debt management plan can be set up in order to relieve your debt. You will make one monthly payment to the debt management company who will in turn pay a...

• Date Added: 1/4/2007
• Views: 457

63. 

Whether you are a college student or the parent of a college student, you may have started looking at various types of credit cards for college students.  Having a credit card while in college is almost a necessity.  Generally, college students do not have much money to spare since they are...

• Date Added: 4/6/2006
• Views: 443

64. 

In countries like USA, Canada, and the UK where college education is expensive, a student credit card proves to be handy in the event of a huge cash crisis. Student credit cards are useful in situations when students desperately need money to pay off their expenses. Major credit card companies...

• Date Added: 4/6/2006
• Views: 451

65. 

Your bright-young-thing goes to college as a student, away from home for the first time, full of the thrill of freedom. And she needs money to spend. While teaching her to manage her money, very often the question is – is it ok to let her have access to huge amounts of credit in the first place?...

• Date Added: 4/6/2006
• Views: 419

66. 

Many college, and even high school, students have a need for carrying a credit card.  Often, however, these students are not yet financially responsible for themselves and still rely on their parents to help take care of their financial responsibilities.  Therefore, secured student credit cards...

• Date Added: 4/6/2006
• Views: 486

67. 

Often, when people are browsing through the different types of credit cards available, they come across the category of "Student Credit Cards."  Many people, however, are not sure what a student credit card is or why they are even offered.  Generally, these cards are meant to be credit cards for...

• Date Added: 4/6/2006
• Views: 329

68. 

Are you a student pursuing a certain course in college? How do you pay for your college expenses? Surely you might be buying gifts for your loved ones or gifting your friends on their birthdays or other occasions. Also one needs to buy other commodities like T-shirts, books, and shoes from stores....

• Date Added: 4/9/2006
• Views: 461

69. 

Credit cards for college students are easily available online. The downside is that card issuers realize that most students do not have a particular credit strategy in mind, just a desire for easy access to credit.

Card issuers are keenly aware of how to market their products to college...

• Date Added: 4/11/2006
• Views: 396

70. 

Credit cards for college students can prove vital, especially when it comes to financial emergencies. Parents aren't always around to bail out their children and by offering students a credit card it is possible to not only provide them with security for these emergencies but also teach them about...

• Date Added: 4/15/2006
• Views: 380

71. 

With more and more reports on student debt increasing to an extent that means graduates are still repaying their debts ten years or more after graduating, you would be forgiven for thinking that you should avoid student credit cards. This, however, doesn't have to be the case. There are a number...

• Date Added: 4/15/2006
• Views: 402

72. 

We all, over the course of our lives, sometimes rely on credit to get by. Whether it is for a mortgage on our home, a loan for a car, or a payday loan to get by until next Friday, there's little we can do to escape the effect of a debtors society. But the way you handle your debt is something you...

• Date Added: 5/26/2006
• Views: 495

73. 

When you decide to consolidate your debt, the obvious first question is "how?" – and that's a question that isn't easy to answer right off the bat.

Sure, you can go to your bank and ask them to consolidate all of your debts. You could get a new credit card with a 0% interest rate on debt...

• Date Added: 5/26/2006
• Views: 460

74. 

It's a question that has stumped wise men (with overdrawn credit limits) for generations. Do I file for bankruptcy, or do I get debt consolidation loan and spend ten years paying off my debt?

The simple answer is, if you can do the latter, do it.

Sure, bankruptcy means you...

• Date Added: 5/26/2006
• Views: 540

75. 

If your monthly debt payments to credit cards and banks and retail outlets, exceed 20% of your income, your debts are what might be termed 'out of control'. If that's you, it's time you took serious steps in a smart direction.

The first step you need to take in your self-examination is...

• Date Added: 5/27/2006
• Views: 545

76. 

Getting older without much hope of attaining a strong financial situation can be stressful. But there are ways to to overcome shortcomings in your finances, one being the reverse mortgage.

The first question that needs to be answered is "what is a reverse mortgage?" A reverse mortgage is a...

• Date Added: 4/20/2006
• Views: 429

77. 

Autosurf programs are the new big online moneymakers. For people who have always wanted to earn money online with very little effort autosurfing is the new king.

What is autosurf and how can you make money with paid auto surf programs? Companies that have web sites will pay for traffic....

• Date Added: 1/23/2006
• Views: 403

78. 

Credit cards are a financial tool that should be used judiciously. They serve two main functions for the person who posses a credit card. One, it is a convenient mode of paying for goods and services and second, it is the best way of getting unsecured loans to purchase goods and services....

• Date Added: 4/11/2006
• Views: 465

79. 

So, you've just realized that someone has stolen your identity and is racking up debt left and right, and you want to put a stop to it, but you don't know what to do. Well, keep reading, because in this article you will learn exactly what to do when you are a victim of identity theft. Once you...

• Date Added: 6/30/2006
• Views: 346

80. 

Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it. The approach is simple enough. They keep an eye on the credit transaction that a person enters into and...

• Date Added: 1/18/2006
• Views: 482