Royalty Free Articles by Category
Personal Finance Articles

121. 

These days, with so much easy credit available it is very easy to let your finances and debts get a little out of hand. Pretty much every morning when you wake up and check your mail, you will be greeted by a plethora of junk mail advertisements seeking to entice you into signing up for a personal...

• Date Added: 2/1/2006
• Views: 511

122. 

Cash back credit cards are a great way to get some of your money back that you spend using your credit cards.

With plenty of credit cards issuers offering this to the credit card customers now, to entice hem into spending more, there is one thing that I would say though, is only take out a...

• Date Added: 2/3/2006
• Views: 352

123. 

How good would it feel if every time you spent money you got some back? Well that's what most credit card companies are offering you at the moment, as the big credit card company's battle out the customers can only benefit, most credit card companies offer an incentive when you open an account,...

• Date Added: 2/5/2006
• Views: 513

124. 

For many people, their credit card appears to be free. Apart from the interest they pay on their outstanding balance at the end of each month, they do not pay any other fees for the convenience of the credit card. While this may be true for some people, for many of them their credit card provider...

• Date Added: 1/19/2006
• Views: 429

125. 

It is a sad fact of life that credit card companies are very willing and fast to slap a penalty charge on your account for every mistake, delay and slip up you cause, immediately and without a second thought. These penalty charges can amount to millions of dollars taken from consumers each month....

• Date Added: 1/19/2006
• Views: 516

126. 

There is so much credit flying about these days, that keeping tabs on the credit you have and the credit you have had in the past, would be a full time job. That's if you decided to apply your time to it. Not only that the threat of fraud being committed in your name is becoming a bigger and...

• Date Added: 1/19/2006
• Views: 526

127. 

One of the most common ways to get a penalty charge from your credit card company is if you fail to pay your credit card monthly statement on time. Therefore, if you are finding that you are being charged with a lot of penalty charges on your card or cards, one of the first things you will need to...

• Date Added: 1/20/2006
• Views: 414

128. 

To save money on your credit cards, doesn't always necessary mean that you have to switch providers to get a better deal, far from it as you can always start on your own doorstep and ask your current credit card lender if they can offer you a better deal than the one that you are getting at...

• Date Added: 1/20/2006
• Views: 524

129. 

Properly every one of us has some sort of credit card debt, but when do we know that it's spiralling out of control? Well one way is if you're pay more than 15% of your monthly salary to your credit card bills then start to worry, but a worse way of dealing with this is borrowing cash from one...

• Date Added: 1/20/2006
• Views: 485

130. 

There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a...

• Date Added: 1/16/2006
• Views: 408

131. 

Credit card bills can be expensive. Sometimes they can be simply too expensive. Depending on how you use your credit cards, and how much you spend, and how disciplined and controlled you are over your own spending, you may or may not have trouble paying your credit card bills when it comes to the...

• Date Added: 1/16/2006
• Views: 486

132. 

Are you worried about your credit card or debt card being stolen? You're not alone, it's estimated that 51% of people in the UK are concerned about their credit and debt cards being stolen. Credit card fraud is a consent worry, and with more people using there cards as there main source of paying...

• Date Added: 1/17/2006
• Views: 564

133. 

Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.

Balance transfers could be the answer to your prayers, some of the introductory deals on balance transfers are...

• Date Added: 1/17/2006
• Views: 453

134. 

Keeping your credit card debts in check should be your sole aim in life if you want to live a financially viable life, because if you don't the fall out of having a lot of debt on your credit cards can start to affect other parts of your life.

As much as credit cards are a handy spending...

• Date Added: 1/18/2006
• Views: 425

135. 

We all wish that our credit cards were interest free all the time. How much pleasure would it be to know that what you spend is what you pay back and there would be no interest to pay. What is happening is the credit card companies are fighting it out to see who can get the most customers and one...

• Date Added: 11/24/2005
• Views: 471

136. 

An investigation organized by Egg says consumers have greatly underestimated the amount that credit cards are used throughout the United Kingdom, what this means is consumers are spending a lot more than they think. The investigation revealed that when consumers thought they had spent was...

• Date Added: 10/26/2005
• Views: 534

137. 

Cash back credit cards are a fantastic way for you to make some cash while spending on your credit card, although it does only suit the customers who pay their bill in full at the end of each month.

A cash back credit card will give you the...

• Date Added: 11/3/2005
• Views: 528

138. 

A credit card minimum payment means that you can spend more and pay as little back as the credit card issuer will allow you. Sounds great in theory but it is a system that will turn out to be your worse nightmare. If you stick to it before long you will find that you have reached your limit, have...

• Date Added: 11/7/2005
• Views: 653

139. 

Christmas is almost upon us once again and the worry of meeting the demands that it has on our finances comes to the fore. Many will get themselves into a level of debt that they cannot sustain and if it's paid for with your current credit card or god forbid a store card, then the expenditure will...

• Date Added: 11/9/2005
• Views: 442

140. 

Getting the best deal on a credit card is not always about jumping from one 0% APR card to another and getting a bad name for you. As you will because the credit card companies are getting wise to this and are beginning to refuse serial jumpers their credit card application.

This though is...

• Date Added: 11/10/2005
• Views: 539